Originally Posted by R8ers
That is totally ****ed up...
No wonder why this country is in the shape it's in
Exactly. I've gone to 5 or 6 banks including my own, and they won't refinance unless I put even more down. Every single one of those banks has advised me to skip my house payment for a few months to get BOA more interested in refinancing or modifying my loan. The whole idea seems pretty screwed up to me.