Thread: Money How does one get credit?
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Old 04-02-2013, 04:19 PM   #101
Pawnmower Pawnmower is offline
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Join Date: Apr 2010
Location: Northern California
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Quote:
Originally Posted by R8ers View Post
Well after further review, CreditKarma is not reporting me right..

It says on their website they get their info directly from Transunion and for some reason when I try to get my free annul report from Transunion it tells me they can't verify me even though I know I am entering the correct info.

CreditKarma is reporting that I have 0 credit cards and when I use their simulator to add one with a 4k balance that I have had since 2001 with never a late payment it rates me at over a mid 700 credit score...

I just ordered my credit report at Transunion along with my credit score (cs costs 7.95) and if they do not show my credit card on their report I am going to dispute my info with them since the other 2 reporting agencies show the CC on my report so obviously Capital one and the cc's that I am given choices to acquire is going by my Transunion report and rating me low as a result....

It may take this process a few weeks but when I know something I will report back... An accurate mid 700's cs is good enough for me
those 3rd party places are shitty....I'm just wondering why they charged you 8 bux (no biggy i know) because you should be able to get 1 free credit report every 12 months....from each of the 3

i believe it is:

https://www.annualcreditreport.com/cra/index.jsp
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