Originally Posted by Peyton's Princess
Capital One will give ANYONE with either no credit (and no flaws) or a score in the mid 600s a REWARDS card with no yearly fee.
So will barclays...
so will a lot of other places
2 years ago I got two cash back $0 annual fee credit cards with a score of 640 due to a defaulted student loan that I rehabilitated and paid back in full 5 years back
now I'm in the low 700s...not great, but not bad for letting a loan default (one that I didn't even know about since I took it when I was 18 for beer money because I'm an idiot)
I went to credit cards.com and I be damned if they offer one to me with my mid 600's that is being reported.
That don't matter at all to me though now if my score is actually in the 700's and is being mis reported... I will know exactly whats going on in a few days... I never apply for credit so I am not real good at it and could be doing shit wrong or something... Who knows...