Originally Posted by Jewish Rabbi
I don't pay for anything in cash unless I have to. Get at least 2% back on everything (5% on most), never paid a cent in credit card interest.
This and all of this.
I have over 10k in available credit but have never acquired interest as I pay it off every month and I use my CC for every purchase I make.
My credit score is 779 and I have never taken out a car loan and don't have a mortgage yet but I had a credit card at age 15 to build credit history thanks to my parents suggestion.
I don't see why you care though R8ers if you aren't looking for available credit and already own your house?