Thread: Money How does one get credit?
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Old 04-03-2013, 12:11 PM   #141
alnorth alnorth is offline
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Join Date: Dec 2002
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Quote:
Originally Posted by KCGal View Post
Yep we are brainwashed into thinking we need a good FICO score. All that does is show the bank if you are a good little customer. Meaning you like to borrow money and you are pretty good at paying them when you tell you too.

The ultimate goal is to have a fico score of zero because that means you don't need to borrow money.
If you achieve this "ultimate goal", then you'll pay a lot more for auto and home insurance. Your credit impacts you financially even if you don't borrow money.
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