Thread: Money How does one get credit?
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Old 04-03-2013, 12:19 PM   #144
alnorth alnorth is offline
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Join Date: Dec 2002
Location: Iowania
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Quote:
Originally Posted by R8ers View Post
Never a late payment anywhere.... CreditKarma is reporting that score and they say they get all of their info from Transunion but creditkarma does not even list the only credit card I have owned for 11+ years and it appears on the site I have made zero payments on anything since 2009 when I paid off the house ...
Basically they are not reporting my stellar payment history on that card and when projected the impact on my credit on their calculator + age of account and history of payment, it appears that by them not reporting it I am losing over 100 points in credit score..

I ordered everything by mail from transunion because It said I had a problem verifying who I was for some reason but in a few business days I will have a better handle on whats going on so I can proceed with a dispute with them.
Ahh, if they basically see you as one of those stubborn "I don't need no stinkin' credit card, dammit, I pay everything with cash" old people, then that'll hammer your score.
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