Originally Posted by R8ers
The bank credit card revealed they only report to equifax.com and it IS in my name.
I applied for an "excellent credit" credit card and I got turned down but I then applied for a discover card and got approved.
Is Discover worth a shit for anything but scraping ice off the windshield?
Meh, not really. What are you planning on charging on the card? That makes a difference for the best rewards you can get.
Also, the advice to carry a small balance is dumb. You won't gain a higher credit score from this.