Quote:
Originally Posted by Seanathon
This, 100% this. Bought a house 1 year ago
Them: "Where did that random $5,000 come from?????"
Me: "Isn't that a good thing, not a bad thing?"
Them: "Why is there more than one request for credit in the last month?"
Me: "Because I'm a smart shopper and don't go to 1 mortgage company and say okie dokie"
Them: "Nooo that is blah blah"
I almost don't ever want to buy a new house now. I'm sure I will in 5ish years but I would like to avoid any crazy lenders.
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I went through that same crap. I was going to put down about 60-65K and get a mortgage of about 20 grand from the bank on a house that appraised for 113. They asked me all kinds of questions and assumed that since I had that much saved up that I would be like everyone else and wanting to buy a house for about 2-3 times what I was looking for. They couldn't understand why I wanted to be financially independent. I ended up just paying cash because every bank was a hassle.