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Old 07-13-2013, 02:20 PM   #188
Velvet_Jones Velvet_Jones is offline
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Quote:
Originally Posted by Pawnmower View Post
Yes "most" do but that isn't the point. Most people in EVERY age class have insurance...

The point is the % of people 27-35 who are uninsured is higher than almost every other category, and getting them ALL in the pool will help costs:




Notice the DIFFERENCE between your version of truth and the reality? They only make up 14% of the population yet they are over 25% of the uninsured. Thats a HUGE difference man. Way bigger than ANY other category.

How do you explain this? Isn't the 27-34 category the absoluite ideal category to be trying to get in the pool based on the data?

You don't see the problem here?
OK. Not I don’t have a problem with this because I understand how statistics work and that graph only describes the obvious from the view point of the census bureau.

Some other factors not considered are:

Lets talk about that target age bracket, 25-34. Here are a few things that you need to also consider.

• In 2011, with the exception of 16-19, age bracket 25-34 had the highest unemployment rate at around 10%.

• In 2011, what was the median income per household compared to the following?:

• Last Census – 8.9% less
• Last Recession – 8.1% less

• What percentage of uninsured doing so voluntarily? 2% (This means that about 1 million people are uninsured on purpose)

• Out of the uninsured population, what percentage is considered poor as defined by the USG? 28%
• Out of the uninsured population, what percentage has household incomes exceeding $50000. 30% Of that 30%, half are aged 25-34.

• What percentage of uninsured have household income above $75000? 7%

• The percentage of the uninsured population that is eligible for assistance programs, such as Medicaid, that don’t seek that assistance. 25.3%

• The percentage of the US population are citizens. 93%
• The percentage of the US population are Non-citizens. 7%

• The percentage of the US uninsured are citizens. 55%
• The percentage of the US uninsured are Non-citizens. 45%

• Out of the 45% uninsured Non-citizens, The percentage are that are aged 25-34. 50%
• Out of the 45% uninsured Non-citizens, how many actually file tax returns? I bet it is a minimal. The IRS doesn’t rally like to advertise this.

• With this in mind, how can the IRS collect the premiums for the government sponsored healthcare without requiring a withholding from payrolls because of this?

Given just this little information, do you still agree with the notion that adding the uninsured aged 25-34 to the insured pool will save the day? I don’t. If you study it further, you will see that is not at all the problem.

I have gathered some of this information from many different sources but most of the data can be accessed from the following data sources.

• US Census
• Kaiser Family Foundation
• Pfizer
• Institute of Medicine
• National Institute for Health Care Management Foundation

In particular, you should take a look at the study done by Pfizer which results are summarized in the paper “Profile of Uninsured Persons in the United States”. It’s pretty interesting.
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