[Dayze]

after years of getting our ass kicked after '08 crash and our foreclosure, Dayze and the wife made a hard choice by ditching one of our old 401s that we didn't roll over. Nothing significant at all. considering I still have at least 30 more years of woking, I'm not sweating it.

today, we paid off my car a year early (a whopping $3500 bucks for pay off); one of our 'oh shit ' credit cards we had to use during the recent layoff (had about $700 on it); and 2 others that were on payment plans after the companies waived fees, interest and penalties if we entered into a 5 yr plan back in 2010. those 2 cards are done a year early.

freed up about $1000/mo in cash flow which is needed in a bad way given the employment situation. Still have our other 401s. Sucked to cash out, but after freeing up 1k/mo in cash flow and allowing us o stick back the remaining $8k/ish into our savings......the relief is overwhelming.


but even before all this jockeying around, my score was still at like 700. not awesome by any means, but considering all the bullshit we've had to battle the last 5-6 years, it's not bad. I'm anxious to see what impact it will have on my score.
1 card left (the wife's, of course lol). the light at the end of the tunnel is near.