You are correct. I have an FFL who will do the SSE but it is difficult to get out of state dealers to ship to them. I just found a dealer off a SSE thread on a gun website that performs SSE and he has one in stock for $555. If I buy one online for $450 and have it shipped it will cost me the same after the SSE fee.
I am going to drive the hour each way tomorrow and buy. And, then 2 weeks later drive back to pick it up.
I scheduled my CCW appointment with the OC Sheriff for October 2015. They currently only have 2 officers working on the program. They are planning on hiring 10 more so hopefully it gets bumped up to sometime this year.
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