Phobia

Let's imagine that you are hard up for money and you decide to run a scam. Everything else remains the same, you've been a member of ChiefsPlanet for a very long time, you have people you consider friends, people you've met and enjoyed beverages with, etc. Assume that you have the criminal wherewithall to pull off the scam with no remorse.

Scam:
You tell your ChiefsPlanet buddy that you need a loan and you'll pay him back in a week.... except you have no intention of paying him back. Plus, you're essentially trading all that you enjoy about ChiefsPlanet for this hypothetical sum of money.