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Yes. AppleCare. It's worth it, even if you're responsible. I woke up half awake to answer my phone one day, and in my still asleep state, grabbed the phone. Well, it was still attached to the power cord, and slipped right out of my hand and into a glass of water sitting on a table. Fried. Got a new one later that day for $50. Easy. First phone I've ever messed up, but if I hadn't had the insurance, I'd have been up shit creek.
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