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Old 07-14-2013, 01:20 PM   #199
chiefzilla1501 chiefzilla1501 is offline
In Search of a Life
 

Join Date: Aug 2008
Casino cash: $34597
Quote:
Originally Posted by Velvet_Jones View Post
You apparently are not using an independent agent you are using a "captive agent".

Also, regardless of buying power of a group, individual coverage is more expensive to administrate than group business so buying power is less of an issue.

Or you could join a MET.
Yup, this is absolutely true. Independent agents are essentially exchanges with a hefty commission for servicing. They also have "comparative raters" which allow you to quote multiple insurance carriers in one view.

I just talked to a consultant today. Is working on a health care project for Obamacare. He said that the systems in the public sector are an absolute embarrassment, and the people are generally lazy and unhelpful. I am going to laugh and cry at the same time when our genius politicians realize how ill-equipped we are from a technology standpoint to do this. Which is a shame, because this same idea muscled by private sector systems would be done a hell of a lot cheaper for taxpayers, much more effectively, and much more easy to maintain.
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