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Old 07-14-2013, 03:44 PM   #206
BucEyedPea BucEyedPea is offline
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Quote:
Originally Posted by chiefzilla1501 View Post
The theory of insurance is that the more people you have in your insurance pool, the more you can spread out risk, resulting in lower costs for everybody. Also, common sense tells you that when you take lower risk consumers out of the pool, then the average payout per policyholder increases, so everyone's premium goes up. So costs go up for everybody. The whole idea is that you pay into the system when you're young even if you don't have a lot of health claims, but those $'s you pay become worth it in the future when you start having health claims of your own.

I don't think an individual mandate is the answer. But there's got to be some kind of solution that fixes this, because it will translate into significant improvements in health care costs for each person on average.


Like immigration, people who play by the rules shouldn't be punished with higher costs to support those who don't. If young people consume ER services and, in many cases, don't pay those services off... then people legitimately paying into the system shouldn't be stuck with their bill. Unless you're proposing that we start denying anyone without insurance and ability to pay proper care.
I don't know what your problem is, but I've already addressed all those things in other threads. The ER is being used for free due to govt intervention mandating that. It's the govt intervention that causes the problems which keep requiring another intervention. So it's the govt interventions that are not the solution. I am not spending hours discussing it all with you all over again. You've become a Progressive bore.
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