View Single Post
Old 03-31-2013, 09:42 AM   #14
Vegas_Dave Vegas_Dave is offline
Veteran
 
Vegas_Dave's Avatar
 

Join Date: Jun 2002
Location: Las Vegas, NV
Casino cash: $2394720
Quote:
Originally Posted by Stanley Nickels View Post
I bought my house in June 2009.
So this pobably means that you are upside down in the loan to value...

We recently refinanced our house because of the HARP programs through Quicken. We bought our house, new, in Vegas (worst market now) in 2006. The rate back then was 6%. We never were behind and refused to allow the house to go delinquent just to qualify for other government backed refinance programs.

The HARP program allows people who are not late to refinance to take advantage of the current lower rates, even if they are upside down in their home - as long as it is within certain criteria.

In the end, we refinanced at 4% fixed.

We checked alot of banks and lenders and the best one to work with was Quicken Loans.
__________________
Lastly,

Redrum_69:
Posts: 1,856
Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.Vegas_Dave must have mowed badgirl's lawn.
    Reply With Quote