Quote:
Originally Posted by Literature
Can you compare it to Mint.com? I use Mint.com, which is nice because not only is it simple, yet comprehensive, but also because it's completely free.
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Simply put, Mint is geared towards past spending, while YNAB is geared towards future spending. With Mint, the budgeting aspect is almost an afterthought. With YNAB, it's the
centerpiece.
Instead of basing your spending decisions on how much is currently in your checking account (which we all know can lead to heartache if a future expense is forgotten), spending revolves around your plan.