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I buy a $5K or larger CD and then borrow against it. I then take the funds from that and put it in my account and set up automatic payments for the term of the loan (1Year). You can do this multiple times as I did starting out.
HAVING A BANK LOAN (or 3-4) HELPS A LOT BUT HAVING A BANK LOAN THAT WAS FULFILLED EVERY YEAR DOES WONDERS!!!!
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