ISIS (the ATT/Verizon version of Google Wallet which is on Sprint and MetroPCS) is now available in Salt Lake City and Austin and will roll out nationwide sooner rather than later. This is a HUGE boost for NFC payments.
I agree with many that say NFC isn't ready for primetime... it is still at least a year away from being something everyone knows about and wants. If the NEXT iPhone has NFC than they may be able to play catch up but they are definitely (at least a little) behind by not putting it in the iPhone5.
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