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My advice? Move. I spent 5 years in Los Angeles with similar housing prices and finally realized that, even with the decent salary of a software engineer, I wouldn't be able to get into a house without one of those "jumbo" or "interest-only" loans. No thanks. So I moved my family back to K.C., bought a house (twice the size and 40% of the cost of anything I could have gotten in L.A.). Now, after two years here, my salary is higher than what I was making in la-la land.
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