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Originally Posted by DaneMcCloud
Are you an insurance agent, underwriter or policy holder?
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I've had life insurance through my employer since the early 90's here in California. As I recall the policies always stated that they wouldn't be paid off for suicide, but there is now a two year rule in effect. If you've held the policy for more than two years it pays off. Less than two years the premiums are refunded. Still no payoff on accidental death coverage.