[Dayze]

yep; that's the place I was thinking of. I had a co-worker years back go through them. very similar situation. she was recently divorced, out on her own etc; Divorce took its toll financially etc.

She ended up with an older Cavalier; ended up looking at the ammortization schedule and showing that she will have paid nearly double. 30 days later, the transmission was slipping, then ultimately failed. she was stuck with payments, on a car she couldn't afford to fix.

luckily, someone we worked with had an older car that used to be their sons, and they basically donated it to her. but she was still making payments for, I want to say, like 7 years.