Quote:
Originally Posted by 3rd&48ers
After 1.5 years of paying all credit cards off in full every month
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Nice. I was in a similar situation. No debt after I paid off a car loan real quick in 2003 but I used CCs all throughout so when I wanted to shop for a new car earlier this year I was golden.
If you can control your spending, CCs are incredible. They give you a free loan for x days, benefits (including cash/rewards/flight points), and great credit just for paying the bills you would have spent anyway.