Quote:
Originally Posted by mlyonsd
Definitely get out of the ARM.
I've only refinanced my house once so maybe someone else can answer this, but I don't think there's much negotiation in the cost of refinancing. You can shop around for the best deal on closing costs and interest rates though.
Pick a few bank's websites and see what the options are. I made the mistake a year or so ago to go to the Quicken loans website just to see what kind of rate I could get and after that I had about 5 different companies calling me night after night.
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Lending Tree is the same way, I learned four years ago.
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Bacon-wrapped shrimp: My first-favorite food wrapped around my third-favorite food. I'd go to a banquet in honor of those Somali pirates if they served bacon-wrapped shrimp.
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