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A lot of bike shops in my area clearance out last year's models this time of year. I have seen basic Specialized Hardrock mtb at $250. You don't get things like disc brakes at that price but it's a solid bike that you can update later if you want. A used bike might be cheaper at first but you will likely have to pour money into it.
Just don't go with a department store bike. Specialized and Trek offer some nice, low priced entry level bikes.
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