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I'd look over everything you signed. You probably signed your name a gazillion times without knowing what you were signing. Hopefully, you didn't sign a release stating that you understand your loan will be sold (which happens nearly every loan) and additional requirements could be added after the fact. Depending on your own ability, you could read every word and be sure there isn't something that allows them to do that...or you can hire a lawyer and let him read over everything.
Usually, all required insurance and applicable taxes are escrowed into your mortgage payment and I've never heard of this kind of situation.
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