View Single Post
Old 10-28-2013, 02:51 PM   #23
dirk digler dirk digler is offline
Please squeeze
 
dirk digler's Avatar
 

Join Date: Jul 2003
Location: Clinton, MO
Casino cash: $24744
Quote:
Originally Posted by CrazyPhuD View Post
Actually and honestly it's not even remotely a fair point. It's misdirection at its finest.

Remember when we were promised you could 'keep your plan'? Sorry you can't, and it's being disguised that the reason it costs more is that it's better. It's actually not. I can specifically say in my case where my costs have gone up and my coverage actually went down. They'll say you get better lifetime caps or some other BS but that is straight up a lie and to misdirect you from the truth.

If you are young and/or healthy the reason you can't keep your plan isn't because it's non-compliant due to insufficient coverage. It's because the plan is non-compliant because it's too cheap. One of the key aspects of Obummercare is that health can't be used to decide rates. Only age can be used to determine rates, BUT the greatest difference in rate allowed between the highest rates and the cheapest rates in any class of plans is 3-1.

You lost your existing plan because it was too cheap, not because it was lacking in coverage. Your plan was simply too cheap to fit the 3-1 cost ratio which now makes it non-compliant. People will keep saying you're getting 'better' coverage, but this is a misdirection to hide the fact that you're being forced to subsidize someone else's plan.

Pissed yet? Go buy a bag of donuts or smoke a pack of cigarettes. It doesn't matter anymore and if you're going to pay for the plan you might as well get your money's worth!
That is not the case IMO. The reason why alot of these people are losing insurance is because what they had didn't meet the new minimum standards which are:

1. Ambulatory patient services
2. Emergency services
3. Hospitalization
4. Maternity and newborn care
5. Mental health and substance use disorder services, including behavioral health treatment
6. Prescription drugs
7. Rehabilitative services and devices
8. Laboratory services
9. Preventive and wellness services and chronic disease management
10. Pediatric services, including oral and vision care
Posts: 54,512
dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.dirk digler is obviously part of the inner Circle.
  Reply With Quote