Life Health insurance advice please

joesomebody · 09-05-2008, 12:33 PM

Ok, this will possibly be the first health insurance plan I've ever bought. In the military it was gratis and pretty comprehensive, so I was taken by the hand and led through my first health insurance policy.

I am now a full time student and Mizzou offers the following plan for about $1900 a year. I don't know anything about costs of health insurance or the relative quality of this plan. I think the $100 deductible seems fair, however I am a little concerned about the fact they only seem to pay 80% of anything until I have paid $3000 out of pocket.

Here is a basic summary of the plan, any and all help/suggestions would be greatly appreciated. I made it through last year with no insurance, but I don't really think having zero health insurance is a wise gamble.

http://www.aetnastudenthealth.com/sc...9Highlight.pdf

09-05-2008, 12:33 PM	Topic Starter
joesomebody Waiting to be voted off Join Date: Feb 2004 Location: Baltimore, MD Casino cash: $9994900	Health insurance advice please Ok, this will possibly be the first health insurance plan I've ever bought. In the military it was gratis and pretty comprehensive, so I was taken by the hand and led through my first health insurance policy. I am now a full time student and Mizzou offers the following plan for about $1900 a year. I don't know anything about costs of health insurance or the relative quality of this plan. I think the $100 deductible seems fair, however I am a little concerned about the fact they only seem to pay 80% of anything until I have paid $3000 out of pocket. Here is a basic summary of the plan, any and all help/suggestions would be greatly appreciated. I made it through last year with no insurance, but I don't really think having zero health insurance is a wise gamble. http://www.aetnastudenthealth.com/sc...9Highlight.pdf
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