Money How Far do you make your dollars Stretch?

SLAG · 05-25-2008, 11:52 PM

I was Curious ChiefsPlanet..

How far can you Stretch your money?

I know some of you have got well paying jobs, lots of money in savings and investments, etc... but how did you get that way?

I also Know some of you live Check to check, month to month day to day, and just get by but dont really have any savings at all? (cough cough - the boat im in)

If anyone that has good financial know how is willing to share their budget and or stretching stratigies with us that would be great as well

Thanks for you time

Pablo · 05-25-2008, 11:54 PM

Drink half a gallon of whole milk.

Replace the missing half with water and shake it really good.

You've got skim milk...beautiful.

And at $4 a gallon you'll save a whole lot of cash, especially if you have children.

SLAG · 05-25-2008, 11:56 PM

Quote:

Originally Posted by GonzoRox88

Drink half a gallon of whole milk.

Replace the missing half with water and shake it really good.

You've got skim milk...beautiful.

And at $4 a gallon you'll save a whole lot of cash, especially if you have children.

That trick could work with , Juices, and soda's as well

Pablo · 05-25-2008, 11:58 PM

Quote:

Originally Posted by SLAG

That trick could work with , Juices, and soda's as well

Turn that Pepsi into Diet Pepsi. Half the calories and sugar per 12 ounce serving.

Herzig · 05-25-2008, 11:59 PM

Stop going out to eat as much as possible. You will save gas, $$$, and calories most likely...

2bikemike · 05-26-2008, 12:12 AM

I have a good paying job and have had one for years. When I first started making good money I still spent it as faster than I made it.

Lesson #1 Unless you control your spending habits you will always spend everything you make.

Make a budget for everything and live in that budget. Maybe I am a bit anal about it but I can go back and tell you how much I spent on each budgeted item from as far back as 1993. Quit trying to keep up with the Jones's next door.

Lesson #2 Earning intrest on you money is good Paying intrest on your belongings is bad. With the exception of a home. Mortgage money is cheap money and is not a bad form of debt.

Don't get suckered into the cycle of owing on your credit cards. Get 1 or 2 cards and pay them off every month. Also try to get some form of rewards card. Myself I use Capital One for the Air Miles.

Lesson #3 Go get the book the "The Richest Man in Babylon" And follow those principals. Which is basically 10% of everything you make is yours to keep. That 10% should end up working for you making you money. You have to save to get ahead.

Coach · 05-26-2008, 12:01 AM

I ignore buying the most common big company names that are pretty expensive and go for the cheaper one.

Limiting my eating out, as well as walking more often to grocery stores instead of driving.

**Mr. Flopnuts** · 05-26-2008, 12:07 AM

I'm jewish. Period. I like my money, and I do any and everything possible to save one single solitary dollar.

I cut coupons, I buy shit in bulk when it's on sale. If I buy something off of some random site on teh intraweb, I google for coupon codes for the site.

Frugal.

**KcMizzou** · 05-26-2008, 12:13 AM

Quote:

Originally Posted by SLAG

I also Know some of you live Check to check, month to month day to day, and just get by but dont really have any savings at all? (cough cough - the boat im in)

You rang?

I'm a single dad with two boys. Money's tight at times, but we get by... because honestly, we don't have a choice.

Some times you have to eat hot dogs and macaroni and cheese. It's not fine dining, but it wont kill ya.

Not quickly, anyway.

**Mr. Flopnuts** · 05-26-2008, 12:17 AM

Quote:

Originally Posted by KcMizzou

You rang?

I'm a single dad with two boys. Money's tight at times, but we get by... because honestly, we don't have a choice.

Some times you have to eat hot dogs and macaroni and cheese. It's not fine dining, but it wont kill ya.

Not quickly, anyway.

That shit is pretty good. We eat it in my house broke or not.

Edit: I will say that it has been over 5 months since I've indulged in this fine delicacy for reasons stated below.

Pablo · 05-26-2008, 12:20 AM

Quote:

Originally Posted by KcMizzou

You rang?

I'm a single dad with two boys. Money's tight at times, but we get by... because honestly, we don't have a choice.

Some times you have to eat hot dogs and macaroni and cheese. It's not fine dining, but it wont kill ya.

Not quickly, anyway.

I can recall many a night with the finest All-Save mac-and-cheese, mixed with Fun Dogs... delicious stuff really.

My dad raised my brother and I on that type of stuff, we're still alive..must be something good about it.

OmegaRed · 05-26-2008, 11:32 AM

Quote:

Originally Posted by KcMizzou

Some times you have to eat hot dogs and macaroni and cheese. It's not fine dining, but it wont kill ya.

We eat that all the time. It's also darn good when you add a can of $1.29 wolf brand chilli. (Or whatever chilli you like.) And call it chilli-mac.

**KcMizzou** · 05-26-2008, 12:23 AM

Yeah, don't get me wrong, it's not always like that... but there are times.

Pablo · 05-26-2008, 12:24 AM

Quote:

Originally Posted by KcMizzou

Yeah, don't get me wrong, it's not always like that... but there are times.

Oh, I get ya, but kids will really eat anything. You don't have to give a kid steak and shrimp to make them happy.

**KcMizzou** · 05-26-2008, 12:27 AM

Quote:

Originally Posted by GonzoRox88

Oh, I get ya, but kids will really eat anything. You don't have to give a kid steak and shrimp to make them happy.

Yeah...

If I stocked the freezer with nothing but corn dogs and ice cream, they'd be good for about 8 more years.

05-25-2008, 11:52 PM	Topic Starter
SLAG Superbowl MVP Join Date: Oct 2005 Location: OOOOOOOOOOOOOLATHE Casino cash: $9910252	How Far do you make your dollars Stretch? I was Curious ChiefsPlanet.. How far can you Stretch your money? I know some of you have got well paying jobs, lots of money in savings and investments, etc... but how did you get that way? I also Know some of you live Check to check, month to month day to day, and just get by but dont really have any savings at all? (cough cough - the boat im in) If anyone that has good financial know how is willing to share their budget and or stretching stratigies with us that would be great as well Thanks for you time
Posts: 11,177

05-25-2008, 11:59 PM	#5
Herzig Wooooooo Pig Soooooiiiie!!! Join Date: Aug 2000 Location: Northwest Arkansas Casino cash: $9984900	Stop going out to eat as much as possible. You will save gas, $$$, and calories most likely... __________________
Posts: 2,554

05-26-2008, 12:12 AM	#6
2bikemike Born to Ride Join Date: Sep 2002 Location: NWA Casino cash: $-1044623	I have a good paying job and have had one for years. When I first started making good money I still spent it as faster than I made it. Lesson #1 Unless you control your spending habits you will always spend everything you make. Make a budget for everything and live in that budget. Maybe I am a bit anal about it but I can go back and tell you how much I spent on each budgeted item from as far back as 1993. Quit trying to keep up with the Jones's next door. Lesson #2 Earning intrest on you money is good Paying intrest on your belongings is bad. With the exception of a home. Mortgage money is cheap money and is not a bad form of debt. Don't get suckered into the cycle of owing on your credit cards. Get 1 or 2 cards and pay them off every month. Also try to get some form of rewards card. Myself I use Capital One for the Air Miles. Lesson #3 Go get the book the "The Richest Man in Babylon" And follow those principals. Which is basically 10% of everything you make is yours to keep. That 10% should end up working for you making you money. You have to save to get ahead.
Posts: 16,422

05-26-2008, 12:01 AM	#7
Coach Champs! Join Date: Mar 2004 Casino cash: $3788476	I ignore buying the most common big company names that are pretty expensive and go for the cheaper one. Limiting my eating out, as well as walking more often to grocery stores instead of driving. __________________ Super Bowl IV, LIV, LVII & LVIII Champions 2020, 2021, 2023, 2024, & 2025 AFC Champions 1985 & 2015 Major League Baseball World Series Champions 1980, 1985, 2014, & 2015 Major League Baseball American League Champions 2015 American League Central Division Champs
Posts: 54,692

05-26-2008, 12:23 AM	#13
KcMizzou Supporter Join Date: Sep 2002 Location: Parkville MO Casino cash: $10005170	Yeah, don't get me wrong, it's not always like that... but there are times.
Posts: 54,695

05-25-2008, 11:54 PM	#2
Pablo Ultrabanned Join Date: Oct 2007 Location: Northland Casino cash: $-1760644	Drink half a gallon of whole milk. Replace the missing half with water and shake it really good. You've got skim milk...beautiful. And at $4 a gallon you'll save a whole lot of cash, especially if you have children.
Posts: 43,856