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Old 12-27-2012, 04:42 PM   Topic Starter
Craash Craash is offline
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My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work.

Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal.

I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it.

Any leads?


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Old 12-27-2012, 04:44 PM   #2
DaKCMan AP DaKCMan AP is offline
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pics?
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Old 12-27-2012, 04:45 PM   #3
Craash Craash is offline
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Originally Posted by DaKCMan AP View Post
pics?

Damn, I missed that one.

She USED to be hot.
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Old 12-27-2012, 04:48 PM   #4
Flachief58 Flachief58 is online now
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First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad
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Old 12-27-2012, 04:49 PM   #5
Craash Craash is offline
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Originally Posted by Flachief58 View Post
First of all, why would anyone want to finance a car for her when you descride her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad
I don't disagree with any of this.
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Old 12-27-2012, 06:01 PM   #6
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Saw their commercial once.
It's a starting point I guess
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Old 12-27-2012, 06:39 PM   #7
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Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
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Old 12-27-2012, 06:41 PM   #8
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Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
This. Buy a cheap ****ing car and limp that ****er through for a while
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Old 12-27-2012, 06:42 PM   #9
Dr. Gigglepants Dr. Gigglepants is online now
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Originally Posted by Saul Good View Post
Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
100% This. Sounds like a bad idea to go to one of those places now. Unless you're trying to help her reach rock bottom.
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Old 12-27-2012, 06:44 PM   #10
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Quote:
Originally Posted by Saul Good View Post
Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
This all day. Unless she is willing to work it off in trade.
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Old 12-27-2012, 08:16 PM   #11
Bwana Bwana is offline
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Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
Without a doubt. If she goes to one of those hack outfits, she will end up paying 3k for a $500 car by the time the dust settles.
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Old 12-27-2012, 06:45 PM   #12
hometeam hometeam is offline
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Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.
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Old 12-27-2012, 06:50 PM   #13
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If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.
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Old 12-27-2012, 06:53 PM   #14
Saul Good Saul Good is online now
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If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.
If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.
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Old 12-27-2012, 06:56 PM   #15
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If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.
$1500 for a car these days, is almost wasted money.

You can get lucky and find a real gem once in a while, but in most instances they're not even worth driving, just a perpetual drag on the pocketbook.

Its usually better to pony up and get something as new and nice as possible.
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