Home and Auto Buy Here Pay Here Dealer

Craash · 12-27-2012, 03:42 PM

My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work.

Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal.

I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it.

Any leads?

fire/aids tree/antifreeze/piihb/gaz

**DaKCMan AP** · 12-27-2012, 03:44 PM

pics?

Craash · 12-27-2012, 03:45 PM

Quote:

Originally Posted by DaKCMan AP

pics?

Damn, I missed that one.

She USED to be hot.

Flachief58 · 12-27-2012, 03:48 PM

First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

Craash · 12-27-2012, 03:49 PM

Quote:

Originally Posted by Flachief58

First of all, why would anyone want to finance a car for her when you descride her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

I don't disagree with any of this.

TribalElder · 12-27-2012, 05:01 PM

http://www.metcalfautoplaza.com/

Saw their commercial once.
It's a starting point I guess

**Saul Good** · 12-27-2012, 05:39 PM

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

JASONSAUTO · 12-27-2012, 05:41 PM

Quote:

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This. Buy a cheap ****ing car and limp that ****er through for a while
Posted via Mobile Device

Dr. Gigglepants · 12-27-2012, 05:42 PM

Quote:

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

100% This. Sounds like a bad idea to go to one of those places now. Unless you're trying to help her reach rock bottom.
Posted via Mobile Device

threebag02 · 12-27-2012, 05:44 PM

Quote:

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This all day. Unless she is willing to work it off in trade.

**Bwana** · 12-27-2012, 07:16 PM

Quote:

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

Without a doubt. If she goes to one of those hack outfits, she will end up paying 3k for a $500 car by the time the dust settles.

hometeam · 12-27-2012, 05:45 PM

Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.

scott free · 12-27-2012, 05:50 PM

If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

**Saul Good** · 12-27-2012, 05:53 PM

Quote:

Originally Posted by scott free

If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.

scott free · 12-27-2012, 05:56 PM

Quote:

Originally Posted by Saul Good

If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.

$1500 for a car these days, is almost wasted money.

You can get lucky and find a real gem once in a while, but in most instances they're not even worth driving, just a perpetual drag on the pocketbook.

Its usually better to pony up and get something as new and nice as possible.

12-27-2012, 03:42 PM	Topic Starter
Craash IS-F or 'Busa?? Join Date: Jan 2001 Location: Kansas City, MO Casino cash: $577	Buy Here Pay Here Dealer My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work. Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal. I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it. Any leads? fire/aids tree/antifreeze/piihb/gaz
Posts: 579

12-27-2012, 03:44 PM	#2
DaKCMan AP Beloved & Awesome CP Celebrity Join Date: Aug 2000 Location: Florida Casino cash: $54538	pics? __________________
Posts: 32,180

12-27-2012, 03:48 PM	#4
Flachief58 Coming April 2013 Join Date: Sep 2006 Location: Florida Casino cash: $1093573	First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible? Secondly, the kids may actually be better off with the dad __________________ http://cheezburger.com/6891778304
Posts: 3,445

12-27-2012, 05:01 PM	#6
TribalElder The Osage Outlaw Join Date: Oct 2012 Location: late to the party Casino cash: $14590	http://www.metcalfautoplaza.com/ Saw their commercial once. It's a starting point I guess __________________
Posts: 1,503

12-27-2012, 05:45 PM	#12
hometeam Veteran Join Date: Jul 2011 Location: Jefferson City Casino cash: $2021325	Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.
Posts: 2,058

12-27-2012, 05:50 PM	#13
scott free ask for it by name Join Date: Sep 2006 Location: district 6 Casino cash: $3129654	If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest. If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.
Posts: 17,985

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