Is anyone on CP in the automotive insurance industry?

[ssj2]

I assume by "full coverage" you're referring to collision and comprehensive, as liability, Personal Injury Protection, and Uninsured/Underinsured coverages are compulsory in KS.

Along with factors such as your driving record, demographic (and sometimes credit score), the value of your vehicle plays a significant part in the price you pay for collision and comprehensive coverage. With a salvage title the car will be worth less than the same car with a clean title. Therefore, your cost for those coverages will decrease.

Some vehicles with a salvage title still have significant value, so carrying collision and comp make sense. For cars with little value I agree it's generally not worth it to carry collision and comp.