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Old 12-18-2013, 12:53 PM  
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Medical bills underlie 60 percent of U.S. bankrupts:

Medical bills underlie 60 percent of U.S. bankrupts: study



(Reuters) - Medical bills are behind more than 60 percent of U.S. personal bankruptcies, U.S. researchers reported on Thursday in a report they said demonstrates that healthcare reform is on the wrong track.


More than 75 percent of these bankrupt families had health insurance but still were overwhelmed by their medical debts, the team at Harvard Law School, Harvard Medical School and Ohio University reported in the American Journal of Medicine.


"Unless you're Warren Buffett, your family is just one serious illness away from bankruptcy," Harvard's Dr. David Himmelstein, an advocate for a single-payer health insurance program for the United States, said in a statement.


"For middle-class Americans, health insurance offers little protection," he added.


The United States is embarking on an overhaul of its healthcare system, now a patchwork of public programs such as Medicare for the elderly and disabled and employer-sponsored health insurance that leaves 15 percent of the population with no coverage.


The researchers and some consumer advocates said the study showed the proposals under the most serious consideration are unlikely to help many Americans. They are pressing for a so-called single payer plan, in which one agency, usually the government, coordinates health coverage.


"Expanding private insurance and calling it health reform will fail to prevent financial catastrophe for hundreds of thousands of Americans every year," Dr. Sidney Wolfe of the Health Research Group at Public Citizen said in a statement.


About 170 million people get health insurance through an employer but President Barack Obama says soaring healthcare costs hurt the economy and force businesses to drop medical insurance for their workers.


CANCELED COVERAGE


"Nationally, a quarter of firms cancel coverage immediately when an employee suffers a disabling illness; another quarter do so within a year," the report reads.


Obama told Congress on Wednesday he was open to making mandatory health insurance part of the overhaul.


Neither Congress nor Obama are considering the kind of single-payer plan advocated by Public Citizen, Himmelstein and his colleague Dr. Steffie Woolhandler.


"We need to rethink health reform," Woolhandler said. "Covering the uninsured isn't enough.


"Only single-payer national health insurance can make universal, comprehensive coverage affordable by saving the hundreds of billions we now waste on insurance overhead and bureaucracy."


The researchers studied 2,134 random families who filed for bankruptcy between January and April in 2007, before the current recession began.
They used public bankruptcy court records and surveyed 1,032 people by telephone.


"Using a conservative definition, 62.1 percent of all bankruptcies in 2007 were medical; 92 percent of these medical debtors had medical debts over $5,000, or 10 percent of pretax family income," the researchers wrote.


"Most medical debtors were well-educated, owned homes and had middle-class occupations."


The researchers, funded by the Robert Wood Johnson Foundation, said the share of bankruptcies that could be blamed on medical problems rose by 50 percent from 2001 to 2007.


Patients with multiple sclerosis paid a mean of $34,167 out of pocket in 2007, diabetics paid $26,971, and those with injuries paid $25,096, the researchers found.


http://www.reuters.com/article/2009/...5530Y020090604
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Old 01-07-2014, 06:30 AM   #91
patteeu patteeu is offline
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Originally Posted by Loneiguana View Post
It just feels right to me. Facts be darned.

Typical conservative response.

Prove it and nut up or shut up.
I know that they don't. That's a fact.

When are you going to prove that they do?
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Old 01-07-2014, 06:43 AM   #92
Loneiguana Loneiguana is offline
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Originally Posted by patteeu View Post
I know that they don't. That's a fact.

When are you going to prove that they do?
Citation please.

If your sooooo sure, it shouldn't be that hard.

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Old 01-07-2014, 07:09 AM   #93
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Originally Posted by Loneiguana View Post
Citation please.

If your sooooo sure, it shouldn't be that hard.

It's not hard. Where is your proof?
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Old 01-07-2014, 07:24 AM   #94
Loneiguana Loneiguana is offline
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Originally Posted by patteeu View Post
It's not hard. Where is your proof?
I like that you call Time a liar, but can't cite your own information.

Of course, this is just you distracting and deflecting from the information provided, because that is your only purpose here.
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Old 01-07-2014, 07:41 AM   #95
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Originally Posted by Loneiguana View Post
I like that you call Time a liar, but can't cite your own information.

Of course, this is just you distracting and deflecting from the information provided, because that is your only purpose here.
You haven't provided any information. Did you ever read the .pdf document that Bob Dole linked?
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Old 01-07-2014, 07:42 AM   #96
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Originally Posted by patteeu View Post
You haven't provided any information. Did you ever read the .pdf document that Bob Dole linked?
I provided a Times article that you are calling a liar. Without any evidence to support your claim.

Did you? You seem to think it says something... perhaps you could point it out.
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Old 01-07-2014, 07:45 AM   #97
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Originally Posted by Loneiguana View Post
I provided a Times article that you are calling a liar. Without any evidence to support your claim.

Did you? You seem to think it says something... perhaps you could point it out.
No, I didn't. I already know you're wrong from personal knowledge so I didn't need to read it. I take it that you're not really interested in understanding, which doesn't surprise me at all.
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Old 01-07-2014, 08:15 AM   #98
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Originally Posted by patteeu View Post
No, I didn't. I already know you're wrong from personal knowledge so I didn't need to read it. I take it that you're not really interested in understanding, which doesn't surprise me at all.
You called that right. Plus he'll take too much time out of your life. Not worth it.
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Old 01-07-2014, 08:49 AM   #99
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You called that right. Plus he'll take too much time out of your life. Not worth it.
Yeah, I know. I stopped giving him much of my effort a long time ago.
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Old 01-07-2014, 01:48 PM   #100
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Add a profit motive at every level of the healthcare industry with consumers' inability to price discriminate and you have our very ****ed up system.
And, take the consumer out of the decision making part of the process by not providing the information on the cost of procedures.


I mean, if you don't know what it costs, Just do it right?
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Old 01-07-2014, 04:17 PM   #101
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Originally Posted by patteeu View Post
Yeah, I know. I stopped giving him much of my effort a long time ago.
When did you ever start.

How many times have I asked you to cite your information.

But I know, it just feels right, facts be darned.

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