Home Mail MemberMap Chat (0) Wallpapers
Go Back   ChiefsPlanet > The Lounge > D.C.

Reply
 
Thread Tools Display Modes
Old 01-27-2014, 08:43 AM  
Msmith Msmith is offline
Starter
 
Join Date: Jan 2004
Casino cash: $6530
Obamacare is not working for me

So I enrolled my family into Obamacare.

In the state of Indiana, there are only three insurance companies who are willing to participate the Market Exchange: Anthem, PHP, and MDwise.

Anthem has very limited doctors and no local hospital.

PHP has many local doctors but no local hospital.

MDwise has local hospital but no local doctor.

I chose PHP but if my family indeed need hospital care, we have to drive 60 miles away.

What is the point to have an insurance policy like this?

That is the essence of the letter which I wrote to our President last week.

Last edited by Msmith; 01-27-2014 at 09:42 AM..
Posts: 875
Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.Msmith is not part of the Right 53.
  Reply With Quote
Old 01-29-2014, 04:52 PM   #61
Dallas Chief Dallas Chief is offline
Supporter
 
Dallas Chief's Avatar
 

Join Date: Apr 2002
Location: Jupiter, FL.
Casino cash: $9877
Quote:
Originally Posted by suzzer99 View Post
You know what your employer contribution is this year compared to last year?
Yeah. The HD plan stayed flat with their contribution in terms of percentage versus the PPO plan last year. Their contribution on the PPO went down roughly 14% due to the increased cost of the PPO plan itself. The PPO pricing was nuts considering the changes to it in deductibles etc. It will be too expensive to offer in 2015, much the same as KC Native intimated to us about his employer. We were gently nudged towards the HD Plans this year. Probably trying to ween us off our PPO addiction. Used to be so easy to choose...
Posts: 2,656
Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.Dallas Chief wants to die in a aids tree fire.
  Reply With Quote
Old 01-29-2014, 05:55 PM   #62
BucEyedPea BucEyedPea is offline
Bless FSU!
 
BucEyedPea's Avatar
 

Join Date: Apr 2006
Location: None of your business
Casino cash: $23806
Quote:
Originally Posted by HonestChieffan View Post
Your multibillion dollar responsible job doesn't have a decent plan?
__________________
“The power to declare war, including the power of judging the causes of war, is fully and exclusively vested in the legislature.” ~ James Madison, Father of the Constitution

“We do not believe in aggressive or preventive war. Such war is the weapon of dictators, not of free democratic countries like the United States.”~ Truman, Sept 1, 1950
Posts: 59,907
BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.
  Reply With Quote
Old 01-29-2014, 09:44 PM   #63
ClevelandBronco ClevelandBronco is offline
Banned
 
ClevelandBronco's Avatar
 

Join Date: Sep 2006
Casino cash: $10160
Quote:
Originally Posted by 2bikemike View Post
My company kicks in a $1000 and I will kick in about $3000 this year. I am thinking on maxing out my contribution. We are over 50 so we get the kicker as well. My thoughts are that if we can avoid using it by staying healthy we can use the money for health care down the road when I finally walk away from the rat race. If I understand correctly the money can be used for premiums as well. Anybody know if that's the case?
Nope. According to this, you can't.

Can my HSA be used to pay premiums?


No, this would be a nonmedical withdrawal, subject to taxes and penalty.

Exceptions.
No penalty or taxes will apply if the money is withdrawn to pay premiums for:
1) Qualified long-term care insurance; or
2) Health insurance while you are receiving federal or state unemployment compensation; or
3) Continuation of coverage plans, like COBRA, required under any federal law; or
4) Medicare premiums.

http://www.hsacenter.com/faqs.html

Only Congress could figure that health insurance premiums are nonmedical.
Posts: 20,624
ClevelandBronco has disabled reputation
  Reply With Quote
Old 01-30-2014, 12:29 AM   #64
mlyonsd mlyonsd is offline
Supporter
 

Join Date: Aug 2000
Location: Spink, SD
Casino cash: $11005
Without reading the thread is there still any dumbass out there thinking this pile of shit was sold honestly and doesn't think Obama and the dems butt ****ed the entire middle class by passing it?

Step up now.
Posts: 25,483
mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.mlyonsd is obviously part of the inner Circle.
  Reply With Quote
Old 01-30-2014, 11:23 AM   #65
suzzer99 suzzer99 is offline
MVP
 
suzzer99's Avatar
 

Join Date: Jan 2010
Location: LA
Casino cash: $12187
Quote:
Originally Posted by Dallas Chief View Post
Yeah. The HD plan stayed flat with their contribution in terms of percentage versus the PPO plan last year. Their contribution on the PPO went down roughly 14% due to the increased cost of the PPO plan itself. The PPO pricing was nuts considering the changes to it in deductibles etc. It will be too expensive to offer in 2015, much the same as KC Native intimated to us about his employer. We were gently nudged towards the HD Plans this year. Probably trying to ween us off our PPO addiction. Used to be so easy to choose...
My company did the same thing only it wasn't so gentle of a nudge. All of our literature practically screamed at us to switch to high deductible plans.

Although your company did reduce their percentage contribution. I'm guessing they haven't done that in the past when costs went up (IE my company has always paid 2/3 - now they're not telling us what % contribution they're making - hmmmm). But now they know they can get away with it because most people will assume it's because of the ACA.
Posts: 5,787
suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.suzzer99 Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
  Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 08:49 PM.


This is a test for a client's site.
A new website that shows member-created construction site listings that need fill or have excess fill. Dirt Monkey @ https://DirtMonkey.net
Powered by vBulletin® Version 3.8.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.