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Old 05-08-2012, 05:14 PM  
Direckshun Direckshun is offline
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July 1st: Federal student loan rate doubles.

The Senate attempted to vote today to prevent that from happening. They were going to keep their vote revenue-neutral by closing a particular tax loophole used by the very wealthy.

It was blocked, by Republicans.

I didn't see a thread up about this. I just figured we needed to know about it.

Our students are doing exactly what Republicans and conservatives want them to -- they are proactively doing what they can to make life better for themselves by getting an education.

We're potentially rewarding them for their efforts by doubling what they will have to pay back, in order to protect a loophole for millionaires.

The Republican Party, theoretically for pulling yourself up by your bootstraps. Theoretically for simplifying the tax code. Is violating both principles, it seems, with their actions today.

We've got a couple months. Maybe things change soon.
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Old 05-08-2012, 06:11 PM   #46
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Originally Posted by vailpass View Post
Shit I tried to delete that before quoted. I said it as a means of context but upon re-read it came across as something else and not in a good way.
I'm glad you didn't and I didn't take it as snobby. I know I couldn't afford that right now as I can barely afford anything. I work, I raise my son alone without help, and I go to school full time. That's my life.
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Old 05-08-2012, 06:14 PM   #47
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Originally Posted by J Diddy View Post
I'm glad you didn't and I didn't take it as snobby. I know I couldn't afford that right now as I can barely afford anything. I work, I raise my son alone without help, and I go to school full time. That's my life.
Best of luck in your continued education and in raising your son. The road is hard, but when you see your son grow into a quality man, you will be glad you put in all of that effort.
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Old 05-08-2012, 06:15 PM   #48
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Originally Posted by J Diddy View Post
and how isn't this class warfare? Who do you think this is going to effect?
Ask the democrats who robbed money from their own student aid reform plan in 2010 to help force feed Obamacare through. That reform plan would have provided funding past this 2012 date.
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Old 05-08-2012, 06:16 PM   #49
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This might be good for me!!!!

Less people will go to college, mainly the rich will be the only ones who can afford it. Since I already have my bachelors, it might actually be worth something in the future. WOO HOO!!
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Old 05-08-2012, 06:16 PM   #50
Chocolate Hog Chocolate Hog is offline
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Originally Posted by J Diddy View Post
I know what you're saying about that cost, and that's what I did. Furthermore, 40 hours a week at minimum wage equates to $15,000. While attending school full time. Tell me genius, is that feasible?
Then take out a student loan and go into debt for 30 years.
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Old 05-08-2012, 06:17 PM   #51
mnchiefsguy mnchiefsguy is offline
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Originally Posted by Bo's Pelini View Post
Then take out a student loan and go into debt for 30 years.
You are just being a troll and a jackass, so just move along.
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Old 05-08-2012, 06:19 PM   #52
Chocolate Hog Chocolate Hog is offline
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Originally Posted by mnchiefsguy View Post
You are just being a troll and a jackass, so just move along.
Because I give an answer that you don't like makes me a jackass?


Go **** yourself.
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Old 05-08-2012, 06:19 PM   #53
J Diddy J Diddy is offline
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Originally Posted by mlyonsd View Post
Ask the democrats who robbed money from their own student aid reform plan in 2010 to help force feed Obamacare through. That reform plan would have provided funding past this 2012 date.

That was then and this is now. Now it is about removing a part of Obamacare so they can claim victory. I'm sure that there have been other opportunities to fix this prior.
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Old 05-08-2012, 06:20 PM   #54
Chocolate Hog Chocolate Hog is offline
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Originally Posted by J Diddy View Post
That was then and this is now. Now it is about removing a part of Obamacare so they can claim victory. I'm sure that there have been other opportunities to fix this prior.
Raising interest rates does fix it. Tell us what happens if they keep the rates low you pretend as if a bubble isn't caused.
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Old 05-08-2012, 06:21 PM   #55
mikey23545 mikey23545 is online now
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Originally Posted by mnchiefsguy View Post
Please point out these less expensive state universities. UMKC is almost 10 grand a year. JCCC is about 3500 a year (for those in Johnson County, it is more expensive for the rest of the metro)...and those are just for tuition. Considering each class requires a $200 textbook, lab and library fees, etc.... you can add a couple of grand per year to those figures easy.

I understand the sentiment, and if it was possible for an 18 year old to work and earn enough for tuition, you would have a point. But college costs have skyrocketed, and the days of kids being able to flip burgers or mow yards for college money are a thing of the past.

I am all for requiring kids to earn their way. But no one is going to go down that path if they do not believe they have any chance of earning enough money to actually make through four years of college.

A kid making 20k a year (which is a 40 hour work week at 10 bucks per hour), would, after taxes and assuming no other expenses (like food, housing, etc.) would still have to work almost two years, just to afford one year at UMKC. So I guess for kids who can live at home and completely live off of their parents and/or extended family, this might be an option.

Folks want to complain about the US not keeping with other countries in terms of how our kids perform in math, science, and technology...but at the same time you want to bag on a kid because he needs to take out a loan to be an engineer. Can't have it both ways.
Counting things like housing and transportation as part of your educational expenses (which is what you are doing) is bogus as hell. You would have to pay for things like that whether you are going to college or not. That's like saying a new wardrobe for yourself will cost $20,000 because you include the price of the car you are going to use to ride around and go shopping for the outfit.
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Old 05-08-2012, 06:23 PM   #56
mnchiefsguy mnchiefsguy is offline
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Originally Posted by Bo's Pelini View Post
Because I give an answer that you don't like makes me a jackass?


Go **** yourself.
You give no answers at all.

Go **** yourself.

Your only answer is to get a job.....despite the fact that a job in and of itself does not solve the problem given the extraordinary rate that the cost of education has exploded over the last 25 years.

It is not like jobs are exactly growing on trees either.

What makes you a jackass is your shitty attitude and dumbass opinions.
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Old 05-08-2012, 06:23 PM   #57
Bump Bump is offline
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I think that a lot of people are realizing that it's pretty stupid to go to college if you have to take out a loan anyways. It doesn't even make sense, unless you are gonna be a doctor or something that makes you insta rich upon graduating.
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Old 05-08-2012, 06:23 PM   #58
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Quote:
Originally Posted by Bump View Post
This might be good for me!!!!

Less people will go to college, mainly the rich will be the only ones who can afford it. Since I already have my bachelors, it might actually be worth something in the future. WOO HOO!!
It has always been worth what you make of it.
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Old 05-08-2012, 06:25 PM   #59
RaiderH8r RaiderH8r is offline
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Originally Posted by J Diddy View Post
and how does doubling my interest rate stop my school from raising their rates?
Colleges should stop gouging students and profiteering on education inflation. They should unilaterally cut tuition costs and forgive all outstanding debts for students who have paid more than 50% of the principle calculated by applying the total amount paid in both interest and principle to date against the initial loan.
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Old 05-08-2012, 06:26 PM   #60
J Diddy J Diddy is offline
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Quote:
Originally Posted by Bo's Pelini View Post
Less people will be going to college thus creating a lower demand.
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Originally Posted by J Diddy View Post
Well that's a brilliant solution. Take away the opportunity.
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Originally Posted by Bo's Pelini View Post
Anyone has the opportunity it's called work and save money. Novel idea huh?
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Originally Posted by Bo's Pelini View Post
Are you telling me a student couldn't make 20k a year? If that student was smart they would go to a JUCO for 2 years.
Quote:
Originally Posted by Jeff
I know what you're saying about that cost, and that's what I did. Furthermore, 40 hours a week at minimum wage equates to $15,000. While attending school full time. Tell me genius, is that feasible?
Quote:
Originally Posted by Bo's Pelini View Post
Then take out a student loan and go into debt for 30 years.
You didn't address the issue. You just went into a circle.
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