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Old 05-08-2012, 05:14 PM  
Direckshun Direckshun is offline
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July 1st: Federal student loan rate doubles.

The Senate attempted to vote today to prevent that from happening. They were going to keep their vote revenue-neutral by closing a particular tax loophole used by the very wealthy.

It was blocked, by Republicans.

I didn't see a thread up about this. I just figured we needed to know about it.

Our students are doing exactly what Republicans and conservatives want them to -- they are proactively doing what they can to make life better for themselves by getting an education.

We're potentially rewarding them for their efforts by doubling what they will have to pay back, in order to protect a loophole for millionaires.

The Republican Party, theoretically for pulling yourself up by your bootstraps. Theoretically for simplifying the tax code. Is violating both principles, it seems, with their actions today.

We've got a couple months. Maybe things change soon.
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Old 05-08-2012, 06:27 PM   #61
Chocolate Hog Chocolate Hog is offline
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Quote:
Originally Posted by mnchiefsguy View Post
You give no answers at all.

Go **** yourself.

Your only answer is to get a job.....despite the fact that a job in and of itself does not solve the problem given the extraordinary rate that the cost of education has exploded over the last 25 years.

It is not like jobs are exactly growing on trees either.

What makes you a jackass is your shitty attitude and dumbass opinions.
So your first line is I give no answers at all.

Then on the third line you say my only answer is to get a job.

So which one is it? Do I give an answer or not?

Quite honestly I hope you didn't take out a student loan for an education because it's showing in this thread to be a huge waste.

I also said work and save money if you still can't afford it take out a loan but you will pay a 6% interest rate. BTW you also act like the only people who have degrees have government loans. This isn't true.

So answer the question. What happens if the government were to have kept the student loans low and the bubble burst?
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Old 05-08-2012, 06:28 PM   #62
mnchiefsguy mnchiefsguy is offline
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Quote:
Originally Posted by mikey23545 View Post
Counting things like housing and transportation as part of your educational expenses (which is what you are doing) is bogus as hell. You would have to pay for things like that whether you are going to college or not. That's like saying a new wardrobe for yourself will cost $20,000 because you include the price of the car you are going to use to ride around and go shopping for the outfit.
15 hours a semester, two semesters a year, costs $4649.34 per semester at UMKC per this link:

http://www.umkc.edu/adminfinance/fin...-fee-rates.asp

I don't see any living expenses on that chart, except for maybe the $172 for the student union (cafeteria fees maybe?) Are some of the other fees bogus? Probably...but I bet they are required if you want to go to school there. That adds up to 9300 bucks a year, and you have not bought a single textbook, or paid any rent, or auto expense, or anything.
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Old 05-08-2012, 06:29 PM   #63
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to think that I bartended my way through college, I paid for everything, tuition, books, rent, bills, food, everything. Worked every night to pay for a worthless education. When I started at KU, tuition + books for 15 hours costed me about $1500. My last semester I think I had 16 hours and no books and it cost $4000 and that was when I was forced to work for free (internship). I can't even imagine how much more college has went up since I graduated.

There is no way one can work to pay for school now. It's gonna be all rich kids and a few poor pitty scholarships here and there.

conservatives LOVE this, they love it, they think this is the best thing that could ever happen and I know you think I'm stupid for thinking this is some bullshit, but it is some bullshit.
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Old 05-08-2012, 06:29 PM   #64
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Quote:
Originally Posted by Bump View Post
That will teach the stupid, lazy, idiots who go to college and expect everything handed to them.

/cp
Or they can be encouraged to work for a living and we can shelve the farce that college is the end all be all in the human education experience. It is nothing more than a box to be checked for most people but acknowledging this simple fact would burst the inflationary bubble that's been created regarding the "need" for a college degree lest you be thought an unemployable troglodyte.
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Old 05-08-2012, 06:31 PM   #65
Chocolate Hog Chocolate Hog is offline
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Quote:
Originally Posted by Bump View Post
to think that I bartended my way through college, I paid for everything, tuition, books, rent, bills, food, everything. Worked every night to pay for a worthless education. When I started at KU, tuition + books for 15 hours costed me about $1500. My last semester I think I had 16 hours and no books and it cost $4000 and that was when I was forced to work for free (internship). I can't even imagine how much more college has went up since I graduated.

There is no way one can work to pay for school now. It's gonna be all rich kids and a few poor pitty scholarships here and there.

conservatives LOVE this, they love it, they think this is the best thing that could ever happen and I know you think I'm stupid for thinking this is some bullshit, but it is some bullshit.
Ask yourself how did we get into this position.
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Old 05-08-2012, 06:31 PM   #66
mnchiefsguy mnchiefsguy is offline
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Quote:
Originally Posted by Bo's Pelini View Post
So your first line is I give no answers at all.

Then on the third line you say my only answer is to get a job.

So which one is it? Do I give an answer or not?

Quite honestly I hope you didn't take out a student loan for an education because it's showing in this thread to be a huge waste.

I also said work and save money if you still can't afford it take out a loan but you will pay a 6% interest rate. BTW you also act like the only people who have degrees have government loans. This isn't true.

So answer the question. What happens if the government were to have kept the student loans low and the bubble burst?

Keeping student loan rates at 6% is not going to break the government. Obamacare will take care of that. I would rather see the government spend money on providing six percent loans so students could better themselves than giving ****ing billion dollar bailouts.
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Old 05-08-2012, 06:32 PM   #67
J Diddy J Diddy is offline
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Quote:
Originally Posted by mikey23545 View Post
Counting things like housing and transportation as part of your educational expenses (which is what you are doing) is bogus as hell. You would have to pay for things like that whether you are going to college or not. That's like saying a new wardrobe for yourself will cost $20,000 because you include the price of the car you are going to use to ride around and go shopping for the outfit.
Bigger difference than you think. Maybe not so much for me, because I'm not 18 years old. A kid living at home to save up money for those expenses and be able to move out when he's ready is considerably different then going off to college, forced to live in a dorm, and eat out because there's no kitchen.

The difference being is that a wealthy person can afford to pay his mortgage and help with rent and college expenses.
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Old 05-08-2012, 06:33 PM   #68
RaiderH8r RaiderH8r is online now
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Cap college tuition at the annual minimum wage. Done and done.
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Old 05-08-2012, 06:33 PM   #69
Chocolate Hog Chocolate Hog is offline
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Originally Posted by mnchiefsguy View Post
Keeping student loan rates at 6% is not going to break the government. Obamacare will take care of that. I would rather see the government spend money on providing six percent loans so students could better themselves than giving ****ing billion dollar bailouts.
Me too.
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Old 05-08-2012, 06:33 PM   #70
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Originally Posted by Bo's Pelini View Post
So your first line is I give no answers at all.

Then on the third line you say my only answer is to get a job.

So which one is it? Do I give an answer or not?

Quite honestly I hope you didn't take out a student loan for an education because it's showing in this thread to be a huge waste.

I also said work and save money if you still can't afford it take out a loan but you will pay a 6% interest rate. BTW you also act like the only people who have degrees have government loans. This isn't true.

So answer the question. What happens if the government were to have kept the student loans low and the bubble burst?
and which bubble do you refer to?
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Old 05-08-2012, 06:34 PM   #71
Chocolate Hog Chocolate Hog is offline
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Originally Posted by J Diddy View Post
and which bubble do you refer to?
The student loan bubble.
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Old 05-08-2012, 06:37 PM   #72
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Increasing the interest rate from what to what? And does that "double the amount they have to pay back"?

Perhaps they will consider the cost before they borrow more than is necessary. Or actually get a job while a student like many do so they don't have to borrow so much. Or complete a degree in 4 years.

Somehow I don't think this is a life altering issue.
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Old 05-08-2012, 06:37 PM   #73
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The student loan bubble.
Kind of like the housing bubble? What caused the burst of the housing bubble? Balloon payments that people couldn't afford.

So your solution to solving a payment crisis is to up the interest?
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Old 05-08-2012, 06:37 PM   #74
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That was then and this is now. Now it is about removing a part of Obamacare so they can claim victory. I'm sure that there have been other opportunities to fix this prior.
No, now is now and the republican plan for actually paying for something without dumping money into a payroll tax, which, of course will be raided for something else later, makes sense.

Do you even know what part of Obamacare will get cut with the republican plan? The Prevention and Public Health Fund. The same Prevention and Public Health Fund the democrats wanted to raid for the payroll tax cut extension that passed this year.

Too funny.

Hey I'm for extending lower student loan rates. I just think we could easily find something to cut rather than raising a tax on someone that will eventually get raided by either/both parties.
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Old 05-08-2012, 06:38 PM   #75
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Originally Posted by RaiderH8r View Post
Cap college tuition at the annual minimum wage. Done and done.
I honestly fail to see how college don't make ****ing buttloads of money just off of the basic courses they require everyone to take. Standard math...one professor, 200 students, a three hours course at $350-400 per hour...that is a lot of money. Yet it seems that universities are always begging for more money from the legislature...I just don't get it.
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