Buy Here Pay Here Dealer

[Craash]

My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work.

Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal.

I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it.

Any leads?


fire/aids tree/antifreeze/piihb/gaz

[DaKCMan AP]

pics?

[Craash]

Originally Posted by DaKCMan AP

pics?

Damn, I missed that one.

She USED to be hot.

[Flachief58]

First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

[Craash]

Originally Posted by Flachief58

First of all, why would anyone want to finance a car for her when you descride her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

I don't disagree with any of this.

[TribalElder]

http://www.metcalfautoplaza.com/

Saw their commercial once.
It's a starting point I guess

[Saul Good]

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

[JASONSAUTO]

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This. Buy a cheap ****ing car and limp that ****er through for a while
Posted via Mobile Device

[Dr. Gigglepants]

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

100% This. Sounds like a bad idea to go to one of those places now. Unless you're trying to help her reach rock bottom.
Posted via Mobile Device

[threebag02]

Originally Posted by Saul Good

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This all day. Unless she is willing to work it off in trade.

[hometeam]

Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.

[scott free]

If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

[Saul Good]

Originally Posted by scott free

If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.

[Mr. Flopnuts]

If she couldn't make the payment how can she make the down?

[something cooler]

How has she not hit rock bottom? This sounds pretty bottom.