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07-16-2014, 12:13 AM | #16 | |
Choco Favre
Join Date: Jul 2012
Casino cash: $1154765
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Quote:
Well good luck man, I hope whatever you end up doing works out. Have you considered getting an MBA? Last edited by New World Order; 07-16-2014 at 01:38 AM.. |
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Posts: 30,245
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07-16-2014, 12:18 AM | #17 | |
**** off
Join Date: Feb 2007
Location: New York
Casino cash: $6831882
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Quote:
I just don't want to go through that and then have them **** me in the end.
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"**** up once, lose two teeth....” |
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Posts: 5,236
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07-16-2014, 12:18 AM | #18 |
**** off
Join Date: Feb 2007
Location: New York
Casino cash: $6831882
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Thank you sir - perhaps I shall!
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"**** up once, lose two teeth....” |
Posts: 5,236
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07-16-2014, 12:27 AM | #19 |
Mostly Ignored
Join Date: Jul 2013
Casino cash: $8489985
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Tytanium's post is solid advice.
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Posts: 18,096
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07-16-2014, 01:15 AM | #20 | |
Immanentize The Eschaton
Join Date: Oct 2002
Location: In Partibus Infidelium
Casino cash: $845880
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Quote:
I have been using Credit Karma myself and I find it very useful. I stopped using credit of any kind about ten years ago (long story) and started from scratch late last year. I went from nonexistent credit (worse than bad credit) to qualifying for a home loan. |
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Posts: 56,228
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07-16-2014, 02:18 AM | #21 | |
Resident Glue Sniffer
Join Date: Nov 2003
Casino cash: $3839358
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....I feel like such a puss now compared to that kind of schedule. . god damn dude. You're a machine - no homo. that's some serious fortitude. (NTTAWWT). (why is is that every male compliment has a homo-erotic connotation to it?). for real though - ...that's admirable. big time.
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Life is 99% inspiration, 1% Perspiration, and 1% Attention to Detial. RIP & Godspeed: Saccoppo Lonewolf Ed Fire Me Boy |
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Posts: 37,397
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07-16-2014, 06:13 AM | #22 | |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $210477
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Quote:
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Posts: 40,779
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07-16-2014, 08:22 AM | #23 | |
Escalades
Join Date: Jan 2014
Location: Lee's Summit, MO
Casino cash: $10012188
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Quote:
There is a company in Lee's Summit, MO called The Credit Guys. They can get that account completely removed from your credit bureau. I've sent dozens of my clients to them and they've always delivered. They get charge offs, repos and foreclosures off of peoples credit reports all of the time. It might cost you a couple hundred dollars to get it done but it will be worth every penny. |
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Posts: 1,841
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07-16-2014, 09:12 AM | #24 | |
Starter
Join Date: Jan 2009
Location: Lawrence
Casino cash: $10007108
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Quote:
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Posts: 324
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07-16-2014, 09:22 AM | #25 | |
Escalades
Join Date: Jan 2014
Location: Lee's Summit, MO
Casino cash: $10012188
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Quote:
If the creditor does respond then the Credit Guys repeats the process and sends out another flurry of letters until the creditor doesn't respond and it's removed. I've been in finance for 14 years and have yet to see a borrower with the dedication to do this themselves, that is why there is companies like the Credit Guys and Kansas City Credit Services that do this for them. |
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Posts: 1,841
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07-16-2014, 09:24 AM | #26 | |
Escalades
Join Date: Jan 2014
Location: Lee's Summit, MO
Casino cash: $10012188
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Quote:
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Posts: 1,841
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07-16-2014, 09:25 AM | #27 | |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $506899
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Quote:
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Posts: 52,335
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07-16-2014, 10:00 AM | #28 | |
**** off
Join Date: Feb 2007
Location: New York
Casino cash: $6831882
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Quote:
I have a great job, a car I own & I figure now is the time to take care of it fully since I just turned 30.
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"**** up once, lose two teeth....” |
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Posts: 5,236
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07-16-2014, 10:05 AM | #29 |
Escalades
Join Date: Jan 2014
Location: Lee's Summit, MO
Casino cash: $10012188
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You can't put a price tag on having good credit. Interest Rates, Insurance Premiums, Cell Phones, Cable TV, pretty much everything is tied to your credit.
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Posts: 1,841
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07-16-2014, 10:27 AM | #30 |
Starter
Join Date: Dec 2006
Casino cash: $7127317
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This is incorrect. By law it has to drop from credit report entirely after 7.5 years from date of first delinquency without regard to whether or not it was paid.
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Posts: 510
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