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View Poll Results: Which part of moving do you hate the most?
Hunting for a place. 3 5.08%
Packing. 12 20.34%
Finding people to help. 2 3.39%
Loading. 3 5.08%
Unloading. 1 1.69%
Unpacking. 2 3.39%
All of it. 33 55.93%
None of it. 1 1.69%
I let Gaz do it all. 2 3.39%
Voters: 59. You may not vote on this poll

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Old 06-03-2006, 04:16 PM  
luv luv is offline
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Moving
I just found out that my rent will be going up $55 per month when I go to renew in December. So, guess who's in the process of apartment hunting. Sure, I'm about 5 months early, but I like to look around and see if I can find the best value for my money.

The only part of moving I am dreading is the packing. What part of moving don't you like?
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Old 06-03-2006, 07:24 PM   #16
luv luv is offline
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Old 06-03-2006, 07:26 PM   #17
Bob Dole Bob Dole is offline
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Unless its an heirloom with sentimental value, think of it this way. If you haven't used it for the last 10 years, you're NEVER going to.

Moooo
But there's some great stuff in there.

Of course, Bob Dole could have bought 3 new versions of everything for what he's spent in rent on the storage facility over the past decade.
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Old 06-03-2006, 07:33 PM   #18
Skip Towne Skip Towne is offline
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Have you considered buying a small house rather than renting? Apartments suck baows and all you have after paying for years is a handful of rent receipts.
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Old 06-03-2006, 07:47 PM   #19
luv luv is offline
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Quote:
Originally Posted by Skip Towne
Have you considered buying a small house rather than renting? Apartments suck baows and all you have after paying for years is a handful of rent receipts.
Yes, I've considered it. I don't think I'll really look at buying a house until I get married. That'll be two incomes plus some to help with repairs, yard work, etc (everything I hate doing...hehehe). If I have nothing to show for renting, well, I have no one to leave anything for, so it's no biggy.
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Old 06-03-2006, 08:02 PM   #20
Bob Dole Bob Dole is offline
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Quote:
Originally Posted by luv
Yes, I've considered it. I don't think I'll really look at buying a house until I get married. That'll be two incomes plus some to help with repairs, yard work, etc (everything I hate doing...hehehe). If I have nothing to show for renting, well, I have no one to leave anything for, so it's no biggy.
Bob Dole hasn't been in MO for over a decade and doesn't know what your financial situation is, but you might check to see if there are any first-time homeowner programs available to you.

If you can get some grants and an attractive mortgage rate, the sale of that small home you buy now can make for a dandy down payment on the home you want after you get hitched.
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Old 06-03-2006, 08:08 PM   #21
luv luv is offline
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Quote:
Originally Posted by Bob Dole
Bob Dole hasn't been in MO for over a decade and doesn't know what your financial situation is, but you might check to see if there are any first-time homeowner programs available to you.

If you can get some grants and an attractive mortgage rate, the sale of that small home you buy now can make for a dandy down payment on the home you want after you get hitched.
With everything I'll have to be paying for...

House payment insurance, property taxes, all utilities, cable, internet, trash service, buying a lawn mower, buying tools, paying to have things fixed, renovation costs (decorating, paint, etc)...

There's no way I'm gonna be able to afford anything worth having. I still have a year to pay on my car. A docto'rs bill I'm paying off, a loan I'm paying off.....

I just don't think I could do all that on one income of (currently) 12.95/hour.
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Old 06-03-2006, 08:12 PM   #22
Moooo Moooo is offline
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Quote:
Originally Posted by luv
With everything I'll have to be paying for...

House payment insurance, property taxes, all utilities, cable, internet, trash service, buying a lawn mower, buying tools, paying to have things fixed, renovation costs (decorating, paint, etc)...

There's no way I'm gonna be able to afford anything worth having. I still have a year to pay on my car. A docto'rs bill I'm paying off, a loan I'm paying off.....

I just don't think I could do all that on one income of (currently) 12.95/hour.
I like renting, cause I don't have to worry about crap when something breaks, I don't have to mow my lawn, my renter's insurance is 9 bucks a month, it's all good!

I have heard the costs of buying only come out ahead if you're going to be in the place for over 5 years. Less than that and its actually still beneficial to rent what with the interest and other costs.

Moooo
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Old 06-03-2006, 08:15 PM   #23
luv luv is offline
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Quote:
Originally Posted by Moooo
I like renting, cause I don't have to worry about crap when something breaks, I don't have to mow my lawn, my renter's insurance is 9 bucks a month, it's all good!

I have heard the costs of buying only come out ahead if you're going to be in the place for over 5 years. Less than that and its actually still beneficial to rent what with the interest and other costs.

Moooo
This guy gets my point. Not only am I paying for a place to live, but I'm paying for convenience when renting.

Although, this time I'm gonna try to get an end apartment. That way, I don't have my bedroom adjoining anyone else's.
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Old 06-03-2006, 08:17 PM   #24
Moooo Moooo is offline
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Originally Posted by luv
This guy gets my point. Not only am I paying for a place to live, but I'm paying for convenience when renting.

Although, this time I'm gonna try to get an end apartment. That way, I don't have my bedroom adjoining anyone else's.
Not this conversation again...

Moooo
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Old 06-03-2006, 08:22 PM   #25
luv luv is offline
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Quote:
Originally Posted by Moooo
Not this conversation again...

Moooo
Oh, no. Not trying to go there at all. Just thinking out loud (so to speak).
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Old 06-03-2006, 08:34 PM   #26
T-post Tom T-post Tom is offline
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Not everyone loves to move? Growing up as an "army brat" nutured my gypsy ways. My family called three continents home before I was 10. I guess the the wanderlust never ends. I love it all. Even the packing and unpacking.
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Old 06-03-2006, 08:39 PM   #27
Skip Towne Skip Towne is offline
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Quote:
Originally Posted by luv
With everything I'll have to be paying for...

House payment insurance, property taxes, all utilities, cable, internet, trash service, buying a lawn mower, buying tools, paying to have things fixed, renovation costs (decorating, paint, etc)...

There's no way I'm gonna be able to afford anything worth having. I still have a year to pay on my car. A docto'rs bill I'm paying off, a loan I'm paying off.....

I just don't think I could do all that on one income of (currently) 12.95/hour.
Here's a news flash. You're paying all of that anyway + a profit for the apartment owner.
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Old 06-03-2006, 08:42 PM   #28
Skip Towne Skip Towne is offline
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Quote:
Originally Posted by Bob Dole
Bob Dole hasn't been in MO for over a decade and doesn't know what your financial situation is, but you might check to see if there are any first-time homeowner programs available to you.

If you can get some grants and an attractive mortgage rate, the sale of that small home you buy now can make for a dandy down payment on the home you want after you get hitched.
Exactly right. Even if she buys a mobile home, she is building some equity that she can use later. That's how I got my first house.
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Old 06-03-2006, 08:42 PM   #29
Moooo Moooo is offline
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Quote:
Originally Posted by Skip Towne
Here's a news flash. You're paying all of that anyway + a profit for the apartment owner.
As opposed to paying all that anyway + a profit for the bank?

Its all the same. Like I said, with interest rates, processing fees, and all that other stuff, a home doesn't earn equity until about 5 years in. If you know you're gonna be in the same place for that long, you should buy, but anything else and you should rent.

Not to mention the uncertainty of buying a house. I mean, there are laws saying an apartment has to be suitable to live, but you can get termites and all sorts of stuff with a house, and without anywhere to turn.

Moooo
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Old 06-03-2006, 08:43 PM
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Old 06-03-2006, 08:56 PM   #30
Skip Towne Skip Towne is offline
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Quote:
Originally Posted by Moooo
As opposed to paying all that anyway + a profit for the bank?

Its all the same. Like I said, with interest rates, processing fees, and all that other stuff, a home doesn't earn equity until about 5 years in. If you know you're gonna be in the same place for that long, you should buy, but anything else and you should rent.

Not to mention the uncertainty of buying a house. I mean, there are laws saying an apartment has to be suitable to live, but you can get termites and all sorts of stuff with a house, and without anywhere to turn.

Moooo
You don't think the bank is getting paid in an apartment deal? You must be really young and stupid.
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