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Old 01-15-2009, 02:13 PM  
Lono Lono is offline
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Income Taxes
Wife and I both got our W-2's today. Getting $5001 back, not too shabby. Can finally pay the old lady's Trailblazer off. Anyone else got their's done yet?
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Old 01-15-2009, 08:36 PM   #61
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Old 01-15-2009, 08:52 PM   #62
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Ole-Growler should get back some decent monies ... 0 for the boog tho ...
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Old 01-15-2009, 09:01 PM   #63
stlchiefs stlchiefs is offline
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I've always thought it was strange that I have to make quarterly payments to the government based on what I *think* I'll earn this year, and if I screw up and don't pay enough soon enough I get slapped with fines. However, if I over pay they never seem to return the favor.
My wife just started as an independent contractor in '08 and I'm thinking the same thing as I was calculating a payment the other day. Underpay and you're screwed, overpay and the government keeps it and is happy. FOCK!
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Old 01-15-2009, 09:20 PM   #64
wutamess wutamess is offline
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Turbo Tax will do just as good and cost about $200 less. Unless your taxes are really complex or something.
Very...
Rental property income/expenses, short term stock gains and losses (mostly losses), and started a new business last year (more expenses).

Don't know what's deductable and what is. Will leave it to the tax man.
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Old 01-15-2009, 09:23 PM   #65
beach tribe beach tribe is offline
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Originally Posted by Lono View Post
Wife and I both got our W-2's today. Getting $5001 back, not too shabby. Can finally pay the old lady's Trailblazer off. Anyone else got their's done yet?
I'm gonna have to pay about that much.
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Old 01-15-2009, 09:25 PM   #66
petegz28 petegz28 is online now
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I don't remember the last time I had a refund. The Fed refund we got last year was just enough to pay our State.
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Old 01-15-2009, 09:25 PM   #67
beach tribe beach tribe is offline
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My wife just started as an independent contractor in '08 and I'm thinking the same thing as I was calculating a payment the other day. Underpay and you're screwed, overpay and the government keeps it and is happy. FOCK!
No true. I did my takes with Turbo tax last year. Paid in over 5gs. About 2 months later got acheck from them. Over paid by $600.
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Old 01-15-2009, 09:28 PM   #68
007 007 is offline
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Originally Posted by petegz28 View Post
I don't remember the last time I had a refund. The Fed refund we got last year was just enough to pay our State.
That means you are doing it right.
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Old 01-15-2009, 09:29 PM   #69
petegz28 petegz28 is online now
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That means you are doing it right.
I guess...My target is to not owe or be owed so yea.....


This year though should be interesting with the way the stock market clobbered me.
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Old 01-15-2009, 09:33 PM   #70
007 007 is offline
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Originally Posted by petegz28 View Post
I guess...My target is to not owe or be owed so yea.....


This year though should be interesting with the way the stock market clobbered me.
We have ours figured out to do exactly what yours does. Refund from Federal literally pays what we owe to State. Maximum take home pay every check.

And yes, we invest wisely and diversify.
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My dear girl, there are some things that just aren’t done. Such as, drinking Dom Perignon ’53 above the temperature of 38 degrees Fahrenheit. That’s just as bad as listening to the Beatles without earmuffs.
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Old 01-15-2009, 09:35 PM   #71
petegz28 petegz28 is online now
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We have ours figured out to do exactly what yours does. Refund from Federal literally pays what we owe to State. Maximum take home pay every check.

And yes, we invest wisely and diversify.
Last year was the first year we had a refund in several years. Usually it's $3k at least out the door. But, I would rather owe them than them owe us.
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Old 01-15-2009, 09:40 PM   #72
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Old 01-15-2009, 09:41 PM   #73
BWillie BWillie is online now
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Originally Posted by CrazyPhuD View Post
Nah you want to owe the government as much as possible without owing fees. Why? Just like when you get a refund back from the government you gave them an interest free loan. When you owe the government money you're getting and interest free loan from the government. If you take that money and put it in something that makes money you make out ahead. This of course depends upon a person being able to manage their finances, but really you want to owe money.
Great point. Maybe you can help me out with something. What is the most you can opt for the government NOT to take out of your check? Can you keep the whole thing? And pay at the end of the year?

Hell, if that is the case, at the VERY LEAST I can put my money in a CD that would have been withholding anyways and get something out of it. I think I claim "0" or "2", whichever one that takes more out of your check each time.

For a guy making $45,000 to $55,000, what would be the difference from what I'm withholding now, and the least amount I could withhold?
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Old 01-15-2009, 10:08 PM   #74
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Old 01-15-2009, 10:41 PM   #75
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Great point. Maybe you can help me out with something. What is the most you can opt for the government NOT to take out of your check? Can you keep the whole thing? And pay at the end of the year?

Hell, if that is the case, at the VERY LEAST I can put my money in a CD that would have been withholding anyways and get something out of it. I think I claim "0" or "2", whichever one that takes more out of your check each time.

For a guy making $45,000 to $55,000, what would be the difference from what I'm withholding now, and the least amount I could withhold?
Get a financial advisor and they will look at everything and tell you exactly what you should claim on your withholdings.
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