Couples: Do you have 1 combined bank account or seperate accounts?

**jAZ** · 12-26-2006, 07:50 PM

I was talking with a couple-friend of mine and my wifes last night. They told me that they have deliberately maintained seperate bank accounts although they have been married for a few years now. His check goes into his account... her's into her account. They agreed on who pay's which bills out of which account and then each draws upon their own account for non-monthly spending (impulse, toys, daily lunch, etc).

I thought that was weird, but they told me that another couple-friend of ours does basically the same thing only this 2nd couple has 3 bank accounts. A joint account that most of the money goes into to pay scheduled/budgeted/monthly bills out of... and then each person puts some agreed upon % of their own pay check into their own private account to use in the same way. The bulk of both paychecks goes into the joint account (ie 90 joint... 10 personal).

My wife and I had a joint checking account before we even got married, so this whole thing seems really weird to me. I'm just curious how many here have a similar arrangement with their spouse.

View Poll Results: Married Couples: How do you handle your banking?
Joint banking: 1 or more accounts (ie, joint checking, joint savings, joint market rate) that we both access jointly	20	57.14%
Seperate banking: Seperate accounts for each person	7	20.00%
Seperate + Joint: Some arrangement of a joint account plus seperate accounts	8	22.86%
Voters: 35. You may not vote on this poll

12-26-2006, 07:50 PM	Topic Starter
jAZ Supporter Join Date: Apr 2001 Location: Tucson, AZ Casino cash: $9847493	Couples: Do you have 1 combined bank account or seperate accounts? I was talking with a couple-friend of mine and my wifes last night. They told me that they have deliberately maintained seperate bank accounts although they have been married for a few years now. His check goes into his account... her's into her account. They agreed on who pay's which bills out of which account and then each draws upon their own account for non-monthly spending (impulse, toys, daily lunch, etc). I thought that was weird, but they told me that another couple-friend of ours does basically the same thing only this 2nd couple has 3 bank accounts. A joint account that most of the money goes into to pay scheduled/budgeted/monthly bills out of... and then each person puts some agreed upon % of their own pay check into their own private account to use in the same way. The bulk of both paychecks goes into the joint account (ie 90 joint... 10 personal). My wife and I had a joint checking account before we even got married, so this whole thing seems really weird to me. I'm just curious how many here have a similar arrangement with their spouse.
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