Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room

Reply
 
Thread Tools Display Modes
Old 06-19-2015, 07:49 PM  
Dunit35 Dunit35 is offline
Keepin it Real
 
Dunit35's Avatar
 
Join Date: Sep 2004
Location: Oklahoma
Casino cash: $1837045
New vehicle vs current vehicle

I'm trying to decide if trying to trade in my truck is worth it. I don't think I'll get the trade in value I need to pay it off. So, this might be a waste anyways.

It's an 09 Chevy Silverado crew cab LS, 81k miles, black, soft cover, 20" factory chrome rims, good tires, but the rear end was demolished by a trash truck in January. I owe $15,000 and the payment is $345. My wife wanted a warranty option on it and it jumped the payment from $285 to $345.

I'm really trying to get my payments around $290-300 to save up for a new ride for my wife. My wife and I both have good credit.

Is it worth messing with?
Posts: 10,487
Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.
    Reply With Quote
Old 06-19-2015, 07:52 PM   #2
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $2201900
“We buy things we don't need, with money we don't have, to impress people we don't like.”
“Act your wage.”

Posts: 45,500
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 07:59 PM   #3
SAUTO SAUTO is offline
Shit
 

Join Date: Jun 2008
Casino cash: $10039067
I'm assuming it ws fixed?
Posts: 55,715
SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:00 PM   #4
SAUTO SAUTO is offline
Shit
 

Join Date: Jun 2008
Casino cash: $10039067
4x4?
Posts: 55,715
SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:02 PM   #5
Dunit35 Dunit35 is offline
Keepin it Real
 
Dunit35's Avatar
 

Join Date: Sep 2004
Location: Oklahoma
Casino cash: $1837045
Yes it was fixed. 4x2. I'm figuring they will offer around $12k.
Posts: 10,487
Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.
    Reply With Quote
Old 06-19-2015, 08:03 PM   #6
Dante84 Dante84 is offline
Tossed Salad & Scrambled Eggs
 
Dante84's Avatar
 

Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $2081996
VARSITY
Quote:
Originally Posted by lewdog View Post
“We buy things we don't need, with money we don't have, to impress people we don't like.”
“Act your wage.”

- you don't know his wage, or what he has
- and perhaps it's a matter of impressing himself and being happy, instead of outsiders.
__________________
..
Posts: 19,460
Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.Dante84 is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:04 PM   #7
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $2201900
Quote:
Originally Posted by DA_T_84 View Post
- you don't know his wage, or what he has
- and perhaps it's a matter of impressing himself and being happy, instead of outsiders.
Jesus Christ, I was just wanting to post some Dave Ramsey shit and be the first poster.

But considering he owes more than he'll get on a trade in, that's never a good financial situation to be in.
Posts: 45,500
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:07 PM   #8
DaneMcCloud DaneMcCloud is offline
Supporter
 
DaneMcCloud's Avatar
 

Join Date: Sep 2000
Location: Hollywood, CA
Casino cash: $10053648
Lease. Cars aren't an investment.
Posts: 88,960
DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.DaneMcCloud is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:08 PM   #9
TribalElder TribalElder is offline
Arrowhead Trail of Tears
 
TribalElder's Avatar
 

Join Date: Oct 2012
Location: KansasCity
Casino cash: $2680441
Do it

Bury yourself in debt and enjoy nice things

Who knows what the future might have in store so live for the moment
Posts: 29,084
TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:09 PM   #10
Dunit35 Dunit35 is offline
Keepin it Real
 
Dunit35's Avatar
 

Join Date: Sep 2004
Location: Oklahoma
Casino cash: $1837045
Quote:
Originally Posted by lewdog View Post
Jesus Christ, I was just wanting to post some Dave Ramsey shit and be the first poster.

But considering he owes more than he'll get on a trade in, that's never a good financial situation to be in.
It's that damn warranty my wife wanted, added $3k when we bought this truck.

I will say i have had zero issues paying the $350. I'd just like to be able to save more for my wife's car.
Posts: 10,487
Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.
    Reply With Quote
Old 06-19-2015, 08:09 PM   #11
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $2201900
Quote:
Originally Posted by DaneMcCloud View Post
Lease. Cars aren't an investment.
For some it makes sense but only if you don't drive much. On many leases you are only allowed 10-15k miles per year. If you plan on keeping the car for a while, leasing never makes sense. If you need a new car every few years for whatever reason, it might make sense.
Posts: 45,500
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:17 PM   #12
hometeam hometeam is offline
Supporter
 
hometeam's Avatar
 

Join Date: Jul 2011
Casino cash: $4361956
Leases dont work for most people.
Posts: 10,635
hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:19 PM   #13
TribalElder TribalElder is offline
Arrowhead Trail of Tears
 
TribalElder's Avatar
 

Join Date: Oct 2012
Location: KansasCity
Casino cash: $2680441
I have almost paid off my vehicle

Giggidy
Posts: 29,084
TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.TribalElder is obviously part of the inner Circle.
    Reply With Quote
Old 06-19-2015, 08:39 PM   #14
Dunit35 Dunit35 is offline
Keepin it Real
 
Dunit35's Avatar
 

Join Date: Sep 2004
Location: Oklahoma
Casino cash: $1837045
Quote:
Originally Posted by TribalElder View Post
I have almost paid off my vehicle

Giggidy
We paid her car off last January, 20 months early. Now the AC rarely works, already been replaced once.
Posts: 10,487
Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.Dunit35 wants to die in a aids tree fire.
    Reply With Quote
Old 06-19-2015, 08:42 PM   #15
Bugeater Bugeater is offline
The Maintenance Guy
 
Bugeater's Avatar
 

Join Date: Sep 2005
Location: Renovated Bugeater Estate
Casino cash: $6302680
Quote:
Originally Posted by TribalElder View Post
I have almost paid off my vehicle

Giggidy
I haven't made a car payment in over 15 years.
Posts: 70,441
Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.
    Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 07:43 AM.


This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.