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View Poll Results: Which of the following best describes your retirement funding plan?
I will get a defined benefit from my employer, and contribute no money myself. 4 4.88%
I will get a defined benefit from my employer, and contribute some of the money myself. 8 9.76%
I will get a defined benefit from my employer, and contribute all of the money myself. 3 3.66%
I contribute money to an account through my employer, but my employer puts money in regardless. 5 6.10%
I contribute money to an account through my employer, and my employer matches some of that money. 38 46.34%
I contribute money to an account through my employer, but my employer does not match any of that money. 6 7.32%
I have no employer plan and handle my retirement funding on my own. 7 8.54%
Retirement funding? Bah. I plan to sell plasma, sperm, and any organs that I have two of. 10 12.20%
The trust fund my parents gave me pretty much negates the need for a retirement plan. 0 0%
I have other earned income cash flows that eliminate the need for a specific retirement fund. 1 1.22%
Voters: 82. You may not vote on this poll

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Old 10-22-2012, 11:27 AM  
Rain Man Rain Man is offline
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How does your retirement funding work?

Excluding social security, what's your deal on retirement funding? The poll will take a few minutes for me to put up, but the delay is primarily to compound your interest in the topic.
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Old 10-22-2012, 11:41 AM   #16
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Originally Posted by seclark View Post
401k
employer puts in 15.5%
i have to put in at least 3%

i also have a big container of smashed beer cans i plan on cashing in.
sec
wow

that's badass dude
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Old 10-22-2012, 11:41 AM   #17
DaKCMan AP DaKCMan AP is offline
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Originally Posted by seclark View Post
401k
employer puts in 15.5%
i have to put in at least 3%

i also have a big container of smashed beer cans i plan on cashing in.
sec
Wow.
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Old 10-22-2012, 11:41 AM   #18
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Seriously?
Yes am sure I am serious.
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Old 10-22-2012, 11:44 AM   #19
seclark seclark is offline
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Quote:
Originally Posted by loochy View Post
wow

that's badass dude
Quote:
Originally Posted by DaKCMan AP View Post
Wow.
i guess...actually, i put a little bit of sand in each can before i smash them.
sec
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Old 10-22-2012, 11:46 AM   #20
loochy loochy is offline
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i guess...actually, i put a little bit of sand in each can before i smash them.
sec
we MIGHT have been referring to the 15.5% employer contribution
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Old 10-22-2012, 11:50 AM   #21
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Old 10-22-2012, 11:53 AM   #22
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Originally Posted by loochy View Post
we MIGHT have been referring to the 15.5% employer contribution
well, i'm pretty ****in important around here. for instance, i'm getting ready to take 3 bags of trash out to my truck to haul off. then, if things slow down, i plan on mopping the piss stains off the bathroom floor.
sec
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Old 10-22-2012, 12:01 PM   #23
scho63 scho63 is online now
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This is my best hope....

My employer offers no retirement plan, I used my previous savings towards a business that blew up after 5 1/2 years, and an earlier pension account from a union job is 1/4 of what is was due to union mismanagement.

I'll be working until I drop.....
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Old 10-22-2012, 12:03 PM   #24
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I have a defined benefit plan and a defined contribution plan (401k).
Not many companies offer both any more
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Old 10-22-2012, 12:06 PM   #25
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Chiefsplanet has the right to audit this stuff, you know. It's a pay to play forum and we need to be sure that people have the resources to post.
and if they don't, we go with the Obama plan where you fork over some of your $$ to the other guy so he can have equal access.
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Old 10-22-2012, 02:19 PM   #26
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Dang. How did I forget that?
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Old 10-22-2012, 02:29 PM   #27
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Regular retirement (lowered slighty so that it would continue to my wife, should I die first), 401(k) that I maxed every year and employer did various 50% to 25% matching, plus SS. When I turned 65, my health insurance became secondary to medicare and it included drugs and dental coverage.

No house payment and no car payment, so our bank account is actually growing each month.
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Old 10-22-2012, 03:04 PM   #28
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Quote:
Originally Posted by DaKCMan AP View Post
401k + Roth IRA + Pension + Personal Savings = Awesome
Pension? I am surprised by this, congrats for finding one of those in your generation.
They are pretty much non-existent for our generation.
Government job?
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Old 10-22-2012, 03:10 PM   #29
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Old 10-22-2012, 04:03 PM   #30
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Old 10-22-2012, 04:04 PM
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