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04-02-2013, 08:54 PM | Topic Starter |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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Best Cash Rewards Card?
I searched the forum and I did find an OLD thread about this, but it was archived, and I've scoured the internet and will keep looking. But I figure someone like Rainman can point me in the direction to a good one. I'm looking for the best cash rewards card so I can use it to pay mortgage etc etc... and clear the balance at the end of the month. I have good credit. I guess I'm open to gas or groceries too but I'd prefer cash.
Thanks in advance! |
Posts: 6,611
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04-02-2013, 08:56 PM | #2 |
MVP
Join Date: Mar 2004
Location: Helena, MT
Casino cash: $3678849
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I use my Chase Freedom card. It's pretty legit. No annual fee.
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Posts: 18,538
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04-02-2013, 09:03 PM | #3 |
Veteran
Join Date: Dec 2010
Location: Kansas City
Casino cash: $4872608
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I use chase sapphire, it's points can be transferred to anything one for one, and the cards heavy, not important, and yet...it is.
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You are not your job, you're not how much money you have in the bank. You are not the car you drive. You're not the contents of your wallet. You are not your ****ing khakis. -Fight Club |
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04-02-2013, 09:30 PM | #4 |
Wasted away again...
Join Date: Aug 2000
Location: in Margaritaville
Casino cash: $7440000
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This is what we use.
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If you shed a tear for me, please make it a tear of joy. -Joe Tracy (Nzoner) . . |
Posts: 51,116
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04-02-2013, 09:01 PM | #5 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $2066899
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My current arsenal includes:
Primary: Discover Escape card ($60 annual fee, but essentially a 2% on everything card if you use the rewards for travel refunds or Amazon. Also has nice point bonuses for the first couple years.) Secondary: American Express Costco card (3% at gas stations and restaurants, and 1% at Costco, where they don't take anything but AmEx. Backup: Amazon Visa card (3% on Amazon purchases and works places that don't take the other two) Of course, that works best for a Costco member who shops a lot on Amazon. |
Posts: 51,749
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04-02-2013, 09:08 PM | #6 |
What's up braj?
Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $2158320
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Posted this in the other thread, but here is my lineup:
PenFed Cash rewards for unlimited 5% on gas. US Bank Cash+ gives me unlimited 5% on bill pay (which they're doing away with and going to just phone bills) and restaurants. Amex Blue Cash Preferred 6% (up to $6000 annually) on groceries. Chase Freedom and Discover More have rotating quarterly 5% categories (capped at $1500). Priceline Rewards Visa for unlimited 2% on everything else. None of these have fees except the Amex BCP ($75/year), it also comes in a no fee version with 3% cash back, so it depends on how many groceries you buy. I will also "churn" a couple cards a year to get good signup bonuses. There are probably some better rewards out there if you value frequent flyer miles, but I prefer cash back and have found these cards to be among the best out there. |
Posts: 15,542
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04-02-2013, 09:10 PM | #7 |
What's up braj?
Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $2158320
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I also don't really know how you're going to pay your mortgage with your credit card without a lot of workarounds... Most banks won't allow that. Let me know if yours does so I can look there when it comes time to buy a house, heh.
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Posts: 15,542
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04-02-2013, 09:13 PM | #8 |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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I called my bank and they said i can do it as long as it's a card from a different lender than my mortgage lender.
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Posts: 6,611
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04-02-2013, 09:14 PM | #9 |
What's up braj?
Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $2158320
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Posts: 15,542
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04-02-2013, 09:17 PM | #10 |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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Posts: 6,611
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04-02-2013, 09:15 PM | #11 |
Most Valuable Villain
Join Date: Dec 2006
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Posts: 91,989
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04-02-2013, 09:15 PM | #12 |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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Posts: 6,611
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04-02-2013, 09:12 PM | #13 |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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US Bank Cash+ gives me unlimited 5% on bill pay (which they're doing away with and going to just phone bills) and restaurants.
Can I still get in? That's what I'M talking bout! |
Posts: 6,611
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04-02-2013, 09:13 PM | #14 | |
What's up braj?
Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $2158320
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Quote:
https://www.usbank.com/credit-cards/...signature.html |
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Posts: 15,542
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04-02-2013, 09:19 PM | #15 | |
MVP
Join Date: Jun 2004
Casino cash: $1735140
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Quote:
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