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Old 05-06-2013, 10:48 AM  
El Jefe El Jefe is offline
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Housing market is down? LOL, yeah right.
All the realtors in our area keep saying its a buyers market right now, no freakin way. Looking at some houses/land in a couple different areas, bear in mind that these areas aren't the best areas. They are selling 2 acre plots for $75k, not bad huh, deed restriction madates the house must be 2500 square feet w/o the basement. The average cost of the houses going up by my grandpas house is 450k-500k. Who in the midwest can afford a 500k dollar house? Let alone a development of them.

So, if you go out into the country a little bit, acres are selling for 18-21k right now (undeveloped land), sweet sassy mollassy! Hows the market in your area?
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Old 05-06-2013, 11:15 AM   #16
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I tried to sell my house last summer for what I paid for it 10 years ago. Mind you I bought in 2003 which still was before the major bubble of 05-06 and the KC area wasn't exactly over-heated to begin with. Couldn't get a single offer on a 4-bedroom home in the suburbs. So i don't really believe the housing market is ok.
In late 2011/Early 2012, I couldn't sell my Lee's Summit home in a highly desirable neighborhood with out a $30K loss. Bought in 2003 also. Went with a lease to purchase deal to get the full price. Realtor told us last week that a similar house sold for $15K more than our original asking price. Thats a $45K increase in 1.5 years, at least in this one example.
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Old 05-06-2013, 11:16 AM   #17
thecoffeeguy thecoffeeguy is offline
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I noticed places in my neighborhood are selling fast. One house went on the market and sold within a week for a tad less than what I bought my house for. I was happy to see that.

I am looking forward to selling my house and moving out of So. Cal. The sooner I can sell, the better.
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Old 05-06-2013, 11:18 AM   #18
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Originally Posted by El Jefe View Post
Wont happen for at least a decade. Banks have strapped loans down tighter than Dick's hat band.
I have good credit and I still had to jump through financial paperwork hoops. It took about triple the paperwork and 10X the financial proof to close the loan. I'm told that's normal these days even with borrowers with good credit.
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Old 05-06-2013, 11:20 AM   #19
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Depends on the market.

Houston is doing good.
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Old 05-06-2013, 11:20 AM   #20
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Originally Posted by thecoffeeguy View Post
I noticed places in my neighborhood are selling fast. One house went on the market and sold within a week for a tad less than what I bought my house for. I was happy to see that.

I am looking forward to selling my house and moving out of So. Cal. The sooner I can sell, the better.
So Cal? You got a million stashed away to buy a house?
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Old 05-06-2013, 11:21 AM   #21
El Jefe El Jefe is offline
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Originally Posted by BigRedChief View Post
I have good credit and I still had to jump through financial paperwork hoops. It took about triple the paperwork and 10X the financial proof to close the loan. I'm told that's normal these days even with borrowers with good credit.
No doubt! I am in contract for a house now, but boy did they run me through the ringer. 792 credit score, never missed a payment, had 20% down, and it still took 5,000 signatures and numerous employment verifications and a week worth of time to approve me for a menial amount.
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Old 05-06-2013, 11:22 AM   #22
El Jefe El Jefe is offline
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Quote:
Originally Posted by thecoffeeguy View Post
I noticed places in my neighborhood are selling fast. One house went on the market and sold within a week for a tad less than what I bought my house for. I was happy to see that.

I am looking forward to selling my house and moving out of So. Cal. The sooner I can sell, the better.
You have enough guap?
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Old 05-06-2013, 11:22 AM   #23
El Jefe El Jefe is offline
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Quote:
Originally Posted by houstonwhodat View Post
Depends on the market.

Houston is doing good.
Columbus and the great surrounding areas are raping everybody out hurrr!
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Old 05-06-2013, 11:22 AM   #24
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yeah, buyers market in that they can offer below market and get away with it.

We were trying to sell ours just a little under market but more than what we originally paid and keep getting told we are asking too much. Screw this market. I'll wait until it gets better before I try again.
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Old 05-06-2013, 11:24 AM   #25
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Originally Posted by BigRedChief View Post
They were inflated by the demand of people who shouldn't have been given a loan in the first place because they can't afford the house. People making $40K - $50K in household income buying $300K houses with 3% - 5% down is a recipe for a bubble that did burst.
This is completely untrue.
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Old 05-06-2013, 11:27 AM   #26
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Quote:
Originally Posted by BigRedChief View Post
I have good credit and I still had to jump through financial paperwork hoops. It took about triple the paperwork and 10X the financial proof to close the loan. I'm told that's normal these days even with borrowers with good credit.
After submitting the info a couple of years ago, it made me wonder what was required back in the day.... a valid ID and a verbal promise to repay? It's a decent amount of paperwork up front, but it still only took maybe 30 minutes to find all of it (fortunately, most of it isn't more than a download away).


I've actually heard so many good things about the market around here, I've grown impatient after 2 weeks of having my house on the market. So, if anyone is looking to move to KC....
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Old 05-06-2013, 11:30 AM   #27
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Originally Posted by El Jefe View Post
No doubt! I am in contract for a house now, but boy did they run me through the ringer. 792 credit score, never missed a payment, had 20% down, and it still took 5,000 signatures and numerous employment verifications and a week worth of time to approve me for a menial amount.
I was getting kind of pissed off. You ran my credit, saw my credit score, you saw what I have in the bank, owe, everything. Why do I have to verify with forms and signatures what you see with your own eyes on the reports? But, I guess this is just the new norm post the bubble burst of 2006-7.
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Old 05-06-2013, 11:33 AM   #28
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Here in Nashville, I don't even have my condo on the market and have already been offered $75,000 more for than what I paid for it a year ago. Good times.
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Old 05-06-2013, 11:35 AM   #29
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Originally Posted by Guru View Post
yeah, buyers market in that they can offer below market and get away with it.

We were trying to sell ours just a little under market but more than what we originally paid and keep getting told we are asking too much. Screw this market. I'll wait until it gets better before I try again.
interesting people those buyers....my home is 12 years old and paid for.
I put it up for sale to downsize and the buyer told the realtor that "if that house is paid for then why don't they cut us a better break? It isn't like they have to give any money to a mortgage company?
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Old 05-06-2013, 11:36 AM   #30
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If you have a house and you are trying to sell it the market sucks....if you are trying to buy a house....the market sucks...
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