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Old 10-28-2013, 08:42 AM   Topic Starter
petegz28 petegz28 is offline
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Join Date: Feb 2005
Location: Olathe, Ks
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Obamacare using "deductibles" to prey on the middle class

So looking at plans pre and post Obamacare, reading stories and such here was I see it coming down too. Obamacare is touting "you may pay more but you will have a smaller deductible".

That there is what you call Used Car Salesman talk. If you are generally a healthy person a low deductible is actually costing you more in premiums.

Example:

For coverage for 1 person you now pay $210 a month for an HSA eligible plan with Humana that has a $5000 deductible.

Prior to Obamacare you could get the same plan only with a $6500 deductible for $110 a month.

So that's $100 a month more or $1200 a year more and for what?

I tend to always carry high deductibles because I am not chronically ill and visit the doctor very little. I just want coverage in case I have a heart attack or get in a car accident.

This is but 1 example and if you think $100 month extra for something you most likely won't benefit from won't hurt this economy then you are fooling yourself.
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