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Old 05-03-2005, 01:15 PM  
Nzoner Nzoner is offline
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Can anyone help me with an insurance claim

So a couple of weekends ago a lady runs off the highway and skids about 30 ft through the front of my property before taking out a large shrub and flipping her car.

At first I wasn't going to say much because I figured I could load up the shrub put it on the burn pile and be done with it.However,today I'm out taking a closer look and notice that the shrub is basically embedded into the ground and there's no way I'm getting this project done on my own.

My question is this,the adjustor from her insurance company is contacting me later and I'm curious as to what I should say I want done.

Removing the shrub is a no brainer,but do I say I want a new shrub as well as the tire ruts filled in with new grass seed etc.

Seriously,I don't want to be a dick about the situation,the lady was pregnant and had a bad wreck and I don't want to be the cause of anymore pain but was just wondering what some of you would ask for.
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Old 05-03-2005, 01:18 PM   #2
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It's not unreasonable to ask for things to be put back the way they were.
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Old 05-03-2005, 01:18 PM   #3
mlyonsd mlyonsd is offline
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You've got a right to get your property put back the way it was. If you want another shrub, make sure you get one. Same with the grass. It won't take a landscaper much to fix it all.

It's her insurance company that owes you, not her persay, IMO.
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Old 05-03-2005, 01:19 PM   #4
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You're not being a dick. That's what insurance is for. You making them fix your lawn isn't going to have any more effect on her than you making them fix your car.
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Old 05-03-2005, 01:21 PM   #5
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heck, i'd ask for sod to fix the tire ruts...

but i agree with jspchief, this is what insurance is for...

the pregnant lady doesn't have to pay for your repairs...
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Old 05-03-2005, 01:23 PM   #6
Iowanian Iowanian is offline
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Its the insurances issue at this point. Damage is damage. I'd think you could have a landscaper give an estimate to put things back, and they'd cut you a check to fix it yourself.

Ask them to make your lawn a putting green, and you're being a dick....ask them to fix it, and you're not.

It doesn't sound like anything a truck, chain and a shovel can't fix.......and its an easy time of year to find a replacement bush.


At least some druggy didn't catch his car on fire next to your truck, have no insurance, and the damage be exactly at your $500 comp deductible.
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Old 05-03-2005, 01:25 PM   #7
Nzoner Nzoner is offline
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Quote:
Originally Posted by Rain Man
It's not unreasonable to ask for things to be put back the way they were.
I agree but to add to your ethics question,the night the trooper came and got me and I went out front to the accident scene,the tow truck guy says to me,"that was a $10,000 bush wasn't it?"
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Old 05-03-2005, 01:32 PM   #8
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Quote:
Originally Posted by Nzoner 338
I agree but to add to your ethics question,the night the trooper came and got me and I went out front to the accident scene,the tow truck guy says to me,"that was a $10,000 bush wasn't it?"
claiming a $10,000 bush sounds like it might be fraud...

you have a right to get your yard returned to its previous state...

big differrence...
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Old 05-03-2005, 01:40 PM   #9
Nzoner Nzoner is offline
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Quote:
Originally Posted by go bo
claiming a $10,000 bush sounds like it might be fraud...
thus the use of the and to show that some people are just looking for anything to capitalize.
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Old 05-03-2005, 01:42 PM   #10
JimNasium JimNasium is offline
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I've seen some expensive bush in my day.
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Old 05-03-2005, 01:44 PM   #11
Nzoner Nzoner is offline
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Quote:
Originally Posted by JimNasium
I've seen some expensive bush in my day.
Speakin' of rep
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Old 05-03-2005, 01:52 PM   #12
Jenny Gump Jenny Gump is offline
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Quote:
Originally Posted by Iowanian
At least some druggy didn't catch his car on fire next to your truck, have no insurance, and the damage be exactly at your $500 comp deductible.
How many times am I gonna have to apologize for that? Geez.
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Old 05-03-2005, 01:53 PM   #13
Jenny Gump Jenny Gump is offline
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Quote:
Originally Posted by JimNasium
I've seen some expensive bush in my day.
Yeah..."seen it" walk on by.
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Old 05-03-2005, 02:09 PM   #14
go bowe go bowe is offline
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Quote:
Originally Posted by JimNasium
I've seen some expensive bush in my day.


but you're supposed to do more than just look...
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Old 05-03-2005, 03:04 PM   #15
Lzen Lzen is offline
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Quote:
Originally Posted by JimNasium
I've seen some expensive bush in my day.
Ain't no bush worth that. I don't care how good it is.
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