Home Mail MemberMap Chat (0) Wallpapers
Go Back   ChiefsPlanet > The Ed & Dave Lounge

View Poll Results: Married Couples: How do you handle your banking?
Joint banking: 1 or more accounts (ie, joint checking, joint savings, joint market rate) that we both access jointly 20 57.14%
Seperate banking: Seperate accounts for each person 7 20.00%
Seperate + Joint: Some arrangement of a joint account plus seperate accounts 8 22.86%
Voters: 35. You may not vote on this poll

Reply
 
Thread Tools Display Modes
Old 12-26-2006, 06:50 PM  
jAZ jAZ is offline
Supporter
 
jAZ's Avatar
 
Join Date: Apr 2001
Location: Tucson, AZ
Casino cash: $49512
Couples: Do you have 1 combined bank account or seperate accounts?

I was talking with a couple-friend of mine and my wifes last night. They told me that they have deliberately maintained seperate bank accounts although they have been married for a few years now. His check goes into his account... her's into her account. They agreed on who pay's which bills out of which account and then each draws upon their own account for non-monthly spending (impulse, toys, daily lunch, etc).

I thought that was weird, but they told me that another couple-friend of ours does basically the same thing only this 2nd couple has 3 bank accounts. A joint account that most of the money goes into to pay scheduled/budgeted/monthly bills out of... and then each person puts some agreed upon % of their own pay check into their own private account to use in the same way. The bulk of both paychecks goes into the joint account (ie 90 joint... 10 personal).

My wife and I had a joint checking account before we even got married, so this whole thing seems really weird to me. I'm just curious how many here have a similar arrangement with their spouse.
Posts: 24,758
jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.
  Reply With Quote
Old 12-26-2006, 06:51 PM   #2
BIG_DADDY BIG_DADDY is offline
THE RED MENACE
 
BIG_DADDY's Avatar
 

Join Date: Aug 2000
Location: San Mateo, CA 94401
Casino cash: $63627
2 Accounts but her statements come to me.
__________________
Posts: 29,628
BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.
  Reply With Quote
Old 12-26-2006, 06:54 PM   #3
jAZ jAZ is offline
Supporter
 
jAZ's Avatar
 

Join Date: Apr 2001
Location: Tucson, AZ
Casino cash: $49512
Quote:
Originally Posted by BIG_DADDY
2 Accounts but her statements come to me.
Why so?
Posts: 24,758
jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.jAZ has just been standing around suckin' on a big ol' chili dog.
  Reply With Quote
Old 12-26-2006, 06:56 PM   #4
CoMoChief CoMoChief is offline
The Revolution Has Begun
 
CoMoChief's Avatar
 

Join Date: Mar 2005
Location: KCMO
Casino cash: $145854
Quote:
Originally Posted by jAZ
Why so?

Cause she's a fuggin woman, and women can't manage money worth a shit!!!!
Posts: 30,628
CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.CoMoChief threw an interception on a screen pass.
  Reply With Quote
Old 12-26-2006, 06:56 PM   #5
BIG_DADDY BIG_DADDY is offline
THE RED MENACE
 
BIG_DADDY's Avatar
 

Join Date: Aug 2000
Location: San Mateo, CA 94401
Casino cash: $63627
Quote:
Originally Posted by jAZ
Why so?
Why 2 accounts or why have the statements come to me?
__________________
Posts: 29,628
BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.BIG_DADDY is blessed with 50/50 Hindsight.
  Reply With Quote
Old 12-26-2006, 06:56 PM   #6
Bwana Bwana is offline
GONE FISHING
 
Bwana's Avatar
 

Join Date: Aug 2000
Location: Billings, Montana
Casino cash: $2147483647
Seperate banking: Seperate accounts for each person
__________________
A gun is like a parachute. If you need one, and don't have one... you'll probably never need one again.


Posts: 47,317
Bwana has disabled reputation
  Reply With Quote
Old 12-26-2006, 07:00 PM   #7
chiefs4me chiefs4me is offline
Whatever..
 
chiefs4me's Avatar
 

Join Date: Sep 2004
Casino cash: $1053751
we each have our own and then one together...
Posts: 9,512
chiefs4me is a favorite in the douche of the year contest.chiefs4me is a favorite in the douche of the year contest.chiefs4me is a favorite in the douche of the year contest.
  Reply With Quote
Old 12-26-2006, 07:04 PM   #8
Simplex3 Simplex3 is offline
MVP
 
Simplex3's Avatar
 

Join Date: Sep 2003
Casino cash: $15827
We're one couple so we have one set of accounts.

Multiple accounts are dumb IMO. You'll wind up having lower dollar amounts and won't qualify for as good an interest rate.
Posts: 28,527
Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.
  Reply With Quote
Old 12-26-2006, 07:07 PM   #9
Saggysack Saggysack is offline
MVP
 

Join Date: May 2001
Casino cash: $11252
Both seperate and joint accounts. Joint account is strictly for bills.
Posts: 11,336
Saggysack has disabled reputation
  Reply With Quote
Old 12-26-2006, 07:12 PM   #10
redbrian redbrian is offline
Veteran
 

Join Date: Aug 2000
Location: Kansas City MO
Casino cash: $3760
Joint Checking, Joint savings 1 biz account in my name only.
Posts: 3,899
redbrian ....proof positive that somebody pissed in the gene pool.redbrian ....proof positive that somebody pissed in the gene pool.
  Reply With Quote
Old 12-26-2006, 07:17 PM   #11
Rain Man Rain Man is online now
No known superpowers
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: In A World Few See
Casino cash: $62716696
VARSITY
I've never understood how a married couple can have separate accounts. You're either a team or you aren't. What happens if one person loses their job? Are they supposed to borrow money from the other to meet "their half" of the bills? Will they be scrounging and eating Ramen while the working spouse is eating steak?
__________________
In the final seven games of the 2013 season, the Chiefs averaged 34.6 points per game, scored 38 points or more 4 times, and went 2-5. The NFL has ruined the sport.
Posts: 76,061
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
  Reply With Quote
Old 12-26-2006, 07:18 PM   #12
Simplex3 Simplex3 is offline
MVP
 
Simplex3's Avatar
 

Join Date: Sep 2003
Casino cash: $15827
Quote:
Originally Posted by redbrian
Joint Checking, Joint savings 1 biz account in my name only.
Make sure that bad boy is covered in the will somewhere or she could wind up completely out of luck on that account. Best case it would wind up in probate forever.
Posts: 28,527
Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.
  Reply With Quote
Old 12-26-2006, 07:18 PM   #13
Simplex3 Simplex3 is offline
MVP
 
Simplex3's Avatar
 

Join Date: Sep 2003
Casino cash: $15827
Quote:
Originally Posted by Rain Man
Will they be scrounging and eating Ramen while the working spouse is eating steak?
Hell, this is how my house is NOW.
Posts: 28,527
Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.Simplex3 would the whole thing.
  Reply With Quote
Old 12-26-2006, 07:21 PM   #14
Bwana Bwana is offline
GONE FISHING
 
Bwana's Avatar
 

Join Date: Aug 2000
Location: Billings, Montana
Casino cash: $2147483647
Quote:
Originally Posted by Rain Man
Will they be scrounging and eating Ramen while the working spouse is eating steak?
Well yeah!
__________________
A gun is like a parachute. If you need one, and don't have one... you'll probably never need one again.


Posts: 47,317
Bwana has disabled reputation
  Reply With Quote
Old 12-26-2006, 07:24 PM   #15
BucEyedPea BucEyedPea is offline
BucPatriot
 
BucEyedPea's Avatar
 

Join Date: Apr 2006
Location: None of your business
Casino cash: $111503
IMO the man works and pays ALL the support. So one account should do. The lady can handle the books just fine...just hand her your paycheck.
Men make more money this way.

However, IF the woman wants to work.... it's her money...for jewels, furs, shoes, clothes whatever so long as she feeds him, gives him sex, cleans, handles chores and does bulk of childrearing.
__________________
Posts: 56,810
BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.BucEyedPea is obviously part of the inner Circle.
  Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 01:15 AM.


Powered by vBulletin® Version 3.8.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.