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Old 05-07-2009, 12:37 AM  
Guru Guru is offline
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Insurance question

Has anyone ever received insurance payment for failure of drain tile under the basement?
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Old 05-07-2009, 02:19 AM   #2
Stewie Stewie is offline
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My neighbor filed a sump pump failure claim and they were awarded a significant amount of money for cleanup and repair. I would think drain tile might fall under the same category, but I'm no expert.
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Old 05-07-2009, 02:45 AM   #3
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Guess I just need to figure out how to present it.
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Old 05-07-2009, 04:13 AM   #4
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Quote:
Originally Posted by Guru View Post
Guess I just need to figure out how to present it.
You definitely need to work around the "surface water" issue. They won't pay for those repairs, for sure. I'm not sure how to go about it, but my neighbor's adjuster called it sump pump failure when in fact water had poured down their outside stairs into the basement. They would have been SOL if a different adjuster that saw things differently.
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Old 05-07-2009, 04:17 AM   #5
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Originally Posted by Stewie View Post
You definitely need to work around the "surface water" issue. They won't pay for those repairs, for sure. I'm not sure how to go about it, but my neighbor's adjuster called it sump pump failure when in fact water had poured down their outside stairs into the basement. They would have been SOL if a different adjuster that saw things differently.
Well in my case, because the drain tile deteriorated, the water seeped in between the wall and floor. I'm not sure I can find a way to spin that as a sump failure. Especially since the sump is still functioning. heh

It's not that I can't pay for it, I would just like some help on it rather than flipping the entire bill.
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Last edited by Guru; 05-07-2009 at 04:55 AM..
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