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Old 05-08-2012, 06:14 PM  
Direckshun Direckshun is online now
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July 1st: Federal student loan rate doubles.

The Senate attempted to vote today to prevent that from happening. They were going to keep their vote revenue-neutral by closing a particular tax loophole used by the very wealthy.

It was blocked, by Republicans.

I didn't see a thread up about this. I just figured we needed to know about it.

Our students are doing exactly what Republicans and conservatives want them to -- they are proactively doing what they can to make life better for themselves by getting an education.

We're potentially rewarding them for their efforts by doubling what they will have to pay back, in order to protect a loophole for millionaires.

The Republican Party, theoretically for pulling yourself up by your bootstraps. Theoretically for simplifying the tax code. Is violating both principles, it seems, with their actions today.

We've got a couple months. Maybe things change soon.
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Old 05-08-2012, 06:55 PM   #31
banyon banyon is offline
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I go to pitt state where it's $200 a credit hour, the advantage I have is that it's a flat rate over 10 hours. So I can go for 10 hours and pay $2000 or 20 hours and pay $2000.
Good to know there's still an affordable school out there.

KU and Kstate are WAY higher than they were 15 years ago.
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Old 05-08-2012, 06:55 PM   #32
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Field of study as a determinant in qualifying for loan and aid money should be looked at as an option IMHO.
Though we need to be careful to still nurture the arts, if we must make cuts, the arts will out on their own much more probably than will the sciences.
Why should that enter the equation?

It should be just like taking out a car loan - you know, like when the bank will finance just as much to buy an 18 year old clunker and you're out of work as when you want to purchase a new Lexus and you're bringing home $100,000 a year.
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Old 05-08-2012, 06:58 PM   #33
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Originally Posted by banyon View Post
Good to know there's still an affordable school out there.

KU and Kstate are WAY higher than they were 15 years ago.
That's why I'm not going there. I would like to go to law school at KU, or a big name but it isn't happening unless I get hell a scholarships. I don't want to be $100k behind starting out.
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Old 05-08-2012, 06:58 PM   #34
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Originally Posted by mikey23545 View Post
Why should that enter the equation?

It should be just like taking out a car loan - you know, like when the bank will finance just as much to buy an 18 year old clunker and you're out of work as when you want to purchase a new Lexus and you're bringing home $100,000 a year.
Exactly, great analogy.

It is an option currently under consideration by the US government in the case of federal student loan $ for for-profit colleges i.e. online universities.

There are concrete data that show what people who obtain various degrees earn.
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Old 05-08-2012, 06:58 PM   #35
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Le's face it - this is going to harm people who want to attend the most expensive universities rather than less expensive state universities, and wish to go into debt for tens of thousands of dollars to obtain their degrees in Fine Arts.
Please point out these less expensive state universities. UMKC is almost 10 grand a year. JCCC is about 3500 a year (for those in Johnson County, it is more expensive for the rest of the metro)...and those are just for tuition. Considering each class requires a $200 textbook, lab and library fees, etc.... you can add a couple of grand per year to those figures easy.

I understand the sentiment, and if it was possible for an 18 year old to work and earn enough for tuition, you would have a point. But college costs have skyrocketed, and the days of kids being able to flip burgers or mow yards for college money are a thing of the past.

I am all for requiring kids to earn their way. But no one is going to go down that path if they do not believe they have any chance of earning enough money to actually make through four years of college.

A kid making 20k a year (which is a 40 hour work week at 10 bucks per hour), would, after taxes and assuming no other expenses (like food, housing, etc.) would still have to work almost two years, just to afford one year at UMKC. So I guess for kids who can live at home and completely live off of their parents and/or extended family, this might be an option.

Folks want to complain about the US not keeping with other countries in terms of how our kids perform in math, science, and technology...but at the same time you want to bag on a kid because he needs to take out a loan to be an engineer. Can't have it both ways.
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Old 05-08-2012, 07:00 PM   #36
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Originally Posted by J Diddy View Post
I go to pitt state where it's $200 a credit hour, the advantage I have is that it's a flat rate over 10 hours. So I can go for 10 hours and pay $2000 or 20 hours and pay $2000.
Good on you.
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Old 05-08-2012, 07:00 PM   #37
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Originally Posted by mnchiefsguy View Post
Please point out these less expensive state universities. UMKC is almost 10 grand a year. JCCC is about 3500 a year (for those in Johnson County, it is more expensive for the rest of the metro)...and those are just for tuition. Considering each class requires a $200 textbook, lab and library fees, etc.... you can add a couple of grand per year to those figures easy.

I understand the sentiment, and if it was possible for an 18 year old to work and earn enough for tuition, you would have a point. But college costs have skyrocketed, and the days of kids being able to flip burgers or mow yards for college money are a thing of the past.

I am all for requiring kids to earn their way. But no one is going to go down that path if they do not believe they have any chance of earning enough money to actually make through four years of college.

A kid making 20k a year (which is a 40 hour work week at 10 bucks per hour), would, after taxes and assuming no other expenses (like food, housing, etc.) would still have to work almost two years, just to afford one year at UMKC. So I guess for kids who can live at home and completely live off of their parents and/or extended family, this might be an option.

Folks want to complain about the US not keeping with other countries in terms of how our kids perform in math, science, and technology...but at the same time you want to bag on a kid because he needs to take out a loan to be an engineer. Can't have it both ways.
Don't take this wrong but $10k a year for a college is very inexpensive when compared to average private college rates.
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Old 05-08-2012, 07:04 PM   #38
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Furthermore, all this comes down to is the republicans trying to bully something off the table in the health care law.
Furthermore, all this comes down to is democrats using class warfare tactics to pay for something they themselves stripped from student aid reform to help pay for Obamacare in 2010.
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Old 05-08-2012, 07:04 PM   #39
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Don't take this wrong but $10k a year for a college is very inexpensive when compared to average private college rates.
My kid's grade school costs more than that.
That's why I'm going to school, so I can afford to send my kid to a $10k a year grade school.
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Old 05-08-2012, 07:06 PM   #40
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That's why I'm going to school, so I can afford to send my kid to a $10k a year grade school.
Shit I tried to delete that before quoted. I said it as a means of context but upon re-read it came across as something else and not in a good way.
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Old 05-08-2012, 07:07 PM   #41
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Don't take this wrong but $10k a year for a college is very inexpensive when compared to average private college rates.
My kid's grade school costs more than that.
I agree. But 10k is still a lot of money for an 18 year old kid who makes less than 10 bucks an hour to come up with.

No college is cheap these days. If you want to go to college, you will have to make sacrifices. My point is that it is reasonable to expect kids to make sacrifices for college, but it is also reasonable for a college age person to expect that if they work hard, they can get that opportunity, and I think the opportunity window is rapidly shrinking. Unless a way can be figured out to get education costs out of control, then expecting someone to work their way through college may become a distant memory.
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Old 05-08-2012, 07:07 PM   #42
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Originally Posted by mnchiefsguy View Post
I agree. But 10k is still a lot of money for an 18 year old kid who makes less than 10 bucks an hour to come up with.

No college is cheap these days. If you want to go to college, you will have to make sacrifices. My point is that it is reasonable to expect kids to make sacrifices for college, but it is also reasonable for a college age person to expect that if they work hard, they can get that opportunity, and I think the opportunity window is rapidly shrinking. Unless a way can be figured out to get education costs out of control, then expecting someone to work their way through college may become a distant memory.
Amen.
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Old 05-08-2012, 07:08 PM   #43
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Furthermore, all this comes down to is democrats using class warfare tactics to pay for something they themselves stripped from student aid reform to help pay for Obamacare in 2010.
and how isn't this class warfare? Who do you think this is going to effect?
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Old 05-08-2012, 07:11 PM   #44
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That will teach the stupid, lazy, idiots who go to college and expect everything handed to them.

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Old 05-08-2012, 07:11 PM   #45
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Shit I tried to delete that before quoted. I said it as a means of context but upon re-read it came across as something else and not in a good way.
Nah, you are good. I get what you were saying. I am back in college myself at 40 years of age to improve my skills for better employment. Luckily, I was able to find an inexpensive online option (Western Governor's University), which charges about 3k every six months. For that 3k, you get some study resources, and you can take as many classes as you can complete...so it rewards hard work in a big, big way. There is no way I could have justified going to a brick and mortar school at what they cost nowadays. Hell, even an IT training center like Centriq charges 15k for a four month program geared towards IT certifications. Education has become big business nowadays.
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