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View Poll Results: Which of the following best describes your retirement funding plan?
I will get a defined benefit from my employer, and contribute no money myself. 4 4.88%
I will get a defined benefit from my employer, and contribute some of the money myself. 8 9.76%
I will get a defined benefit from my employer, and contribute all of the money myself. 3 3.66%
I contribute money to an account through my employer, but my employer puts money in regardless. 5 6.10%
I contribute money to an account through my employer, and my employer matches some of that money. 38 46.34%
I contribute money to an account through my employer, but my employer does not match any of that money. 6 7.32%
I have no employer plan and handle my retirement funding on my own. 7 8.54%
Retirement funding? Bah. I plan to sell plasma, sperm, and any organs that I have two of. 10 12.20%
The trust fund my parents gave me pretty much negates the need for a retirement plan. 0 0%
I have other earned income cash flows that eliminate the need for a specific retirement fund. 1 1.22%
Voters: 82. You may not vote on this poll

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Old 10-22-2012, 11:27 AM  
Rain Man Rain Man is offline
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How does your retirement funding work?

Excluding social security, what's your deal on retirement funding? The poll will take a few minutes for me to put up, but the delay is primarily to compound your interest in the topic.
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Old 10-22-2012, 04:05 PM   #31
rageeumr rageeumr is offline
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Old 10-22-2012, 04:43 PM   #32
DaKCMan AP DaKCMan AP is offline
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Quote:
Originally Posted by HemiEd View Post
Pension? I am surprised by this, congrats for finding one of those in your generation.
They are pretty much non-existent for our generation.
Government job?
I got in at the end. I think new employees now either don't get it or get a smaller cut. It's not a pension in the like of an annuity, but a lump sum based upon years of service & highest average salary.
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Old 10-22-2012, 05:00 PM   #33
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Quote:
Originally Posted by King_Chief_Fan View Post
I have a defined benefit plan and a defined contribution plan (401k).
Not many companies offer both any more
Same here.
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Old 10-22-2012, 06:42 PM   #34
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Old 10-22-2012, 07:19 PM   #35
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My family court lawyers in two states seemed to have liked my 401k retirement funds just fine. I bought one of them a 911 and one of them a boat.
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Old 10-22-2012, 08:33 PM   #36
KCFaninSEA KCFaninSEA is offline
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.I have a defind pension account fully paid for by my employer. It is a multi employer pension plan that is about 95% funded and at retirement age of 54 I could get about $5000 a month until I die. I will probably work a few years past that age and continue to build that account
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Old 10-22-2012, 08:37 PM   #37
GloryDayz GloryDayz is offline
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Old 10-30-2012, 12:10 AM   #38
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Retirement is really being more like a tire, it is being retreaded because now you can do exactly what you were born to do. Whether that be volunteer work, owning and managing assets, travel, enjoying life, enjoying family, going on a mission trip, or all of the above
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Old 10-30-2012, 06:42 AM   #39
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My employer matched 18% of my 401k contributions for those 30+ years I worked there - rolled over to an IRA. I have a very nice pension and some dough put away. No debt and all that. I don't plan on working again but maybe I will if I get bored enough - which I won't. And yeah, my kids will never get a pension. Those are probably mostly going away for good. The company I worked for doesn't pay pensions for the younger new hires anymore. Us old farts still get it .

I thought my company was built by the stock holders / owners. I heard the other day that it wasn't.
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Old 10-30-2012, 07:06 AM   #40
theelusiveeightrop theelusiveeightrop is offline
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Old 10-30-2012, 08:08 AM   #41
tredadda tredadda is offline
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Defined pension+Roth IRA+TSP+Stocks and possibily disability. I am also hoping to get some investment properties when I retire from my first job and depending on what my next employer offers, that as well.
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Old 10-30-2012, 10:23 AM   #42
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20 rental properties will bring me in around $15,000 a month . They're 75% paid off and I will retire at 55. Real Estate is the best way to go ! And I can always sell sperm on the side.

And I don't have any IRA's , savings , nothing . EVERYTHING goes into paying off the rentals.
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Old 10-30-2012, 10:26 AM   #43
3rd&48ers 3rd&48ers is offline
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Wanna know whats really sad, that the Raiders have had double digit losses every year since 2004. Here is the kicker, since 2002, the Raiders have had more post season wins then we have had in the last 43 years. How about that for a kick in the balls.

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Old 10-30-2012, 10:59 AM   #44
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401k, pension, post retirement 2 business ventures. probably work till I want to fish, hunt, sleep, or give a shit about the Chiefs again.
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Old 10-30-2012, 11:02 AM   #45
MahiMike MahiMike is offline
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